Advice please

noody123

Hi all.
I desperatly need to increase my income. I have a mortgage and kids between 11 and 7 and debt of 50,000 on top of this from my ex husband. I have been slowly clearing the small debts, i have been with the ccc's since my divorce in 2005. However due to a change in income i now find myself really struggling. I don't smoke, drink or go out. I have cut back everything other than my internet and and my phone line. I re-sell anything we don't want or use any more. As far as i am aware i am claiming all the benefits i can ie wtc etc. I have recently put my daughter in my bedroom so we can rent her room out. What else can i do any suggestions will be gratefully received.

Culex

noody123 wrote: »

I have a ... debt of 50,000 ... from my ex husband.

Why are you responsible for his debt?

[Deleted User]

noody123 wrote: »

Hi all.
I desperatly need to increase my income. I have a mortgage and kids between 11 and 7 and debt of 50,000 on top of this from my ex husband. I have been slowly clearing the small debts, i have been with the ccc's since my divorce in 2005. However due to a change in income i now find myself really struggling. I don't smoke, drink or go out. I have cut back everything other than my internet and and my phone line. I re-sell anything we don't want or use any more. As far as i am aware i am claiming all the benefits i can ie wtc etc. I have recently put my daughter in my bedroom so we can rent her room out. What else can i do any suggestions will be gratefully received.

Hi,

We really need a bit more info to make any suggestions -

If you post an SOA http://www.makesenseofcards.com/soacalc.html
people will have a clearer picture of your current financial situation.

Have you kept CCCS informed of your drop in income?

You want to increase your income - can you do over-time at your current place of work? Can you get a second job? What is the type of work that you are qualified for/experienced in? How much free time do you have? Does it need to be work from home? or do you have child care if work was away from home?

D9