Bank Holiday Monday 25th April - What small DFW things will you be doing today?!

pixiechick99

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important:D

Goood morning everyone:j:j
Nice to be back starting the thread...I've been a bit awol as it's been the hols for me so no really early starts. But, back to work tomorrow so you might see me again in the morning:)
Hope everyone's enjoying the lovely sunshine...it's been a great 2 weeks off work for me....though at least when we get back to school the spending will ease:o


Ok - have a great day whatever you're all up to on this sunny bank holiday. Here's my list:

• check banking
• rubbish/recycling/garden rubbish out
• meal from plan tonight - spag bol
• mince defrosting in fridge
• tidy/hoover upstairs
• quick clean of bathroom
• switch lights/appliances off when not used
• uni work
• make dd's packed lunch for tomorrow
• write this week's meal plan
• short list or groceries needed for the week
• early night!

Have a fab day:T:T

Erme

Thanks for starting the thread Pixie

Had another row with the old mavericks yesterday and was ill last night after a fab day so trying to get my head round stuff this am. Plus my eyes feel funny. Think they are just dry/strained so will try wearing my glasses more when doing close work today and see if that helps.

Hope everyone is well ...

Today's list I have to say it's not the best organised LOL

AM

* Tidy and clean kitchen


PM
* Don't forget nap
* Click sites (on going throughout day)
* start on bathroom & Menu plan
* A @ 2pm
* Write to S and R (birthday)
* ? Make birthday cards?

EVE
* typing tutor
* Let the boys out for a run
* Evening routine

Blessings

E

stitching_witch

Good morning everyone and thanks to pixie for starting us off today. I don't think there will be much on my list today sadly. I can see a few spends looming......

So far today:

• ran DW overnight and now emptied
• checked banking
• checked for surveys
• fed and watered the chickens

I will also:

• hang washing outside in the sun
• take last of the wood to the allotment to finish the raised beds
• clean out chickens (didn't get round to this yesterday)
• make a picnic from stores
• fill bike with petrol (will only cost about £11 compared with £50 for the car )
• take the bike out for a ride to the New Forest for a picnic lunch
• possibly buy an icecream or cold drink whilst we're out
• dinner from stores tonight
• prepare May budget tonight

That'll do today I think. A bit DFW but also a bit of a treat on a Bank Holiday. I hope you all enjoy your day too.

stitchy x

Nottoobadyet

Nearly posted on the weekend thread!

Erme - love your list, I never have to remind myself not to skip naps!

Thanks Erme, Dr Woofer and Pernie for your kind words yesterday. I went to Entebbe (a city about an hour outside of Kampala, on the shores of Lake Victoria) yesterday with my neighbor. It was a great little day jaunt - we went to the botanical gardens and then to the zoo. As it was easter, everyone was out in their fabulous Easter clothes (shiny is fashionable here!) enjoying the sunshine. The Kampala Indian community (which is huge) was also having a big day out, so there were loads of folk out picnicking.

It was all quite cheap as we used public transport and shared bodas. I have a burned leg from a motorcycle taxi exhaust pipe, but a small price to pay for such a lovely day out.

Cant believe its the last day off of the weekend already! I dont even have a long weekend next week, sigh.

Today I:

• will catch up on all that work I was meant to do but havent yet, :eek:!
• pack my bags as Im leaving this flat tomorrow morning
• clean flat
• change kitty litter
• stay in and probably have an NSD
• check banking - Im hoping that payroll didnt some how muck up my pay this month with all the changes!

hope everyone had a fab easter!

Aria`s_Tail

Morning everyone,
Yippee, a day off. So far I have had a nice lie in and a cup of coffee and am on here to distract me from doing college work!
Perni, you asked yesterday, i`m a support worker (posh for doing home care!) which can be a really lovely job at times but the pay and hours are crap!
I think today will be a spendy day, I need a few things in town that I have put off for at least two weeks so gonna have to bite the bullet and go, generally I avoid town as I hate the trailing round and the rude people you encounter!

Todays DFW list;
Washing X2 at least and dry on line.
Walk pooches (might take car and go to beach):D
Exercise friends horse (unfortunately can`t fit him in the car to go to the beach).
Meals from stores.
College work.:(
Tidy house.
Sort more stuff for car boot sale on Sunday as I tidy.

Happy Bank Holiday everyone.

IHaveNoMoney.com

Morning all, been a hectic weekend working for us so pleased today is the start of our easter really me and hubby are off today and tomorrow

My plans today are to:
- get dressed then feed rabbit and go for a quick run when hubby gets up
- shower then off to morrisons for a few bits for mum
- go to walk in centre with little boy as he has croup again
- off to mums for a bbq with the family this afternoon ... can't wait

Have a lovely day everyone x

angelflower_2

morning everyone


Back to work today and its been a busy first hour so far but stopped to get a drink of water so diving on here quickly

• hope that work mate returns the £10 she borrowed from me YES!
• if so, purchase pop up bin from 99p shop for planting potatos in
• get a few groceries, I currently have zilch in house
• try again to get tesco shop to go through (via piggy for points) - still not working :mad:
• work hard
• inform CAB of one of creditors debt sold on and they have reduced due amount for payment, see if that helps (bout £500 off) Not sure if can be done on the DAS
• work out what disposible income (ha) can go into extra savings pot this month

Thats all for today!

serendipity1985

Good morning everyone!

Today I have/will

-Go for a run, hula hoop and exercise
-Breakfast from stores
-Have a caffeine tablet instead of coffee (am trying to kick the caffeine addiction so am having 2 tablets a day rather than 8-9 mugs of coffee!!)
-Clean the car & get ready for MOT next week (needs a few little bits of wok done that I would rather struggle to do myself than have to pay the mechanic for!)
-Go over next months budget
-Read a book in the sunshine
-Check online banking
-Lunch/Snacks from stores
-Dinner with BF mum (again in the sunshine!)
-Drag BF away from uni work for a walk along the waterfront!!

I hope that everyone enjoys their day!

Pernicious

Morning all,

I'm up earlier then I want to be today but had to give the bun her first round of meds. Only 6 more eye drops & 2 syringes to go.....she is really going to hate me by the end of this I think!

Pixie - Thanks for starting us off, good to see you back
Stitchy - Have a lovely picnic, sounds like a great idea to me.
NTBY - Wow that sounds lovely, & how great is it that you're getting on with your neighbour so well! Always makes a difference to a place when the people are nice.
Aria - At least you must have a sense of doing something worthwhile though, I didn't realise the hours would be so erratic with that kind of job! I share your feelings about town by the way, but then I work very, very close to it & have an hour for lunch so I think I just see it too much to be able to tolerate it.
Serendipity - Good luck with kicking the caffiene!

Today I have/will:-

• [STRIKE]Heating off[/STRIKE]
• [STRIKE]Food from stores[/STRIKE]
• [STRIKE]Charge phone via pc[/STRIKE]
• [STRIKE]Log calories on free app[/STRIKE]
• [STRIKE]Log any expenditure on free app - might go to the cinema, if not then most likely a NSD[/STRIKE]
• [STRIKE]Check for surveys[/STRIKE]
• [STRIKE]Enter comps[/STRIKE]
• [STRIKE]Dinner from meal plan[/STRIKE]
• [STRIKE]Washing on eco setting - had this on my list for 3 or 4 days now...must get on with it![/STRIKE]
• Hang up to dry
• Get some free exercise since tkd isn't on - run/cycle/walk at least
• [STRIKE]Check survey sites to see if I can claim any more vouchers[/STRIKE] - Credits still pending
• [STRIKE]Check cashback[/STRIKE]
• [STRIKE]Check online banking[/STRIKE]
• [STRIKE]Nag OH to sort his damn car out :mad:[/STRIKE]

Have a great, moneysaving day everyone x

WelshWoofer

Morning all!

Been busy already today and have...

• Walked dog
• Been to Comet to get new vacuum cleaner - half price in the sale - the old one refused to suck no matter what you do so defeated the object of the thing really!
• Hoovered whole house with new hoover - much better
• Dismantled old hoover and hidden it in wheelie bin so bin man will take it;)
• Cleaned kitchen
• Had a chuck out of unneeded bits in the kitchen - looks much tidier now
• Been through mountain of handbags, thrown some away and tidied out the rest
• Found a little zipped pouch to put in handbag and filled it with painkillers, plasters, lipsalve, mini toothbrush, wipes other "necessary" stuff -very organised for me!
• Put some washing away

And still to do....

• Mark 17 exam papers:( FINISHED THEM!!!
• Clean bathrooms
• Put more washing away when its dry
• Stick to diet
• Have a LSD (apart from the hoover)
• Stay in tonight and watch the soaps
• Sort work clothes for my lovely 3 day week
• All food from stores

That's all for now - having a rest now!

Asiacat

Greetings from Pattaya Thailand.

Today is Anzac Day the National Day of Australia.

One of the Aussie run bars in town is aving a free barbecue to mark it.

I will go there and get my evening meal for the price of a small beer (50 baht - about a pound) and still get to drink the beer to boot.:D