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Our SOA - 2 months on..
Comments
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Hi well done on tackling your debts.
You may want to try your coucil/ local health authority. They might run schemes for getting reusable nappies cheaply. Cheaper for you and environmentally friendly.:D
Now this is NOT a dig. But in both your posts now, when talking about the increased costs of your new arrival you have mentioned increased costs due to nappies and formula. Not to put too fine a point on it but a realy money saver here would be to breast feed. I don't want to get too personal, but is it something you have considered as an alternative to formula? Formula cost what £6 a tin, and breast milk is free (well ok you have to drink a lot of water to keep you hydrated enough to make the milk, but you know what I mean)
Best of luck
chevI want a job that is less than an hour driving away from my house! Are you listening universe?
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HI there
I was just going to say the same thing as chevalier. Why not breast feed? As well as saving the cost of formula itself, you don't need to buy bottles, or sterilise them. I breast-fed my four and after the settling in period where you both get used to it, I can honestly say it's no hassle and in fact really enjoyable, I'm glad I did it.
Good luck with the road to debt freedom, and best wishes for the new baby.
Seaxwyn.Total debt: 1 January 2007 £[strike]49,387.79[/strike] 1 January 2012 £[STRIKE]19,312.85[/STRIKE] 1 August 2012 £11,517.620 -
Well done on what you have achieved so far ... you seem to have cut pretty much everything back to the minimum!:j Could you post what your debts were 2 months ago too please (sorry, cant remember from original post)
Mortgage Total: £49,992/ £75,000
2026 Mortgage Overpayments Pot £5790 -
Re breastfeeding we will be trying as I do want to be able to feed her myself. But we're getting prepared for bottlefeeding as with my first I wasn't physically able to breastfeed her and I felt like a failure for months because I couldn't feed her 'properly'. I completely agree about the cost side of it and I'd love to be able to just feed her and not worry about warming/sterlising/makingup bottles but like I said I'm mentally preparing myself for bottlefeeding so I don't get so down if I can't manage to do it again.
Total 'Failed Business' Debt £29,043
Que sera, sera.
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It can be very hard to breast feed. It was like falling off a log with my first one, so was completely unprepared for how hard it was with my second one. I really had to work at it, drink litres of water (actually I made up a 2.5 litre bottle of ribena a day, and tried to drink that per day. I noticed I had a lot less milk on the days I didn't manage it to the days I did manage it). But I did finally manage to feed ds2 for 8 months on my own and then mix feed for another 3. But by then I had had enough!!!!
The very best of luck with it. Don't be put off if the midwives in the hospital seem uninterested. Keep asking them to check your position and they will help. If only to stop you hasseling them!!!!!!!
chevI want a job that is less than an hour driving away from my house! Are you listening universe?
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You can also get help thro' the NCT (National childbirth Trust I think). They have breastfeeding advisers who'll visit and help get you started for free. I had an unexpected emergency caesarian and I had someone who'd had a similar experience who came and visited me a few times after. Much more use than the health visitors/ midwives and district nurse put together. Altho' to be fair there was alovely Aussie midwife in the hospital who showed me how to breast feed without putting my dd across my v. sore middle. Without her I probably wouldn't have managed it.CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 0420
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I was told by a breastfeeding advisor that everyone can breast feed, its just perseverance. It was plain sailing for both of my kids though.“A budget is telling your money where to go instead of wondering where it went.” - Dave Ramsey0
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Yes well, there is always some smart "person". I had milk galore, but a child who wouldnt suck, or too lazy too. I was given the choice of settling him on the bottle or staying in hospital, he was losing weight, he went on the bottle and I went home. We eventually found out he never did like milk.Member #8 of the SKI-ers Club
Why is it I have less time now I am retired then when I worked?0
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