Freezing interest on loan

Frustration

BigCraigJohn wrote: »

Fair enough. Well if you are going to look after you own repayment plan you will be hassled although Lloyds were not to bad compared to some of the others. Some people prefer to go through CCCS, Payplan or CAB but personally I prefer to do it myself purely as I am in control.

I dont want to advise to much as to be honest I didnt plan to go about mine as I did, it just worked out fairly well. But I do know that if you are not paying the full payment they will default you fairly quickly.
It will then probably go to a dca, debt collectors are nasty, dirty pains in the backside but will accept any payment you make.

I guess what im saying is its up to you.

I may be in a position to pay the correct repayments of £149.55 again - if I can do this - do you think Lloyds would freeze my interest then?

And before anybody has a go at me again - I am lot after getting out of paying the loan back - I just want a little help and advice so that I can get this paid off

At the moment, I seem to take one step foward and two steps back