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I.V.A / bankrupsey on insolery register

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  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    mug098 wrote: »
    What do i do if creditors contact me once discharged.

    Tell them to **** ***, and/or deal with the OR. :cool:

    There is a slightly more polite letter you can send..... ;)
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • fiveyearplan
    fiveyearplan Posts: 10,145 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    fermi wrote: »
    Tell them to **** ***, and/or deal with the OR. :cool:

    There is a slightly more polite letter you can send..... ;)
    I opted for the first option!:D

    If you do leave your mortgaged home remember you can get a 6 month relief on council tax and after the 6 month period you will be liable for 50% of council tax until the property has been repossessed but you do have to apply for the exemption.

    :j :j


  • mug098
    mug098 Posts: 94 Forumite
    coucil tax is some thing i never give a thought, so when i leave the house i will obviously be paying coucil tax twice then is that correct, once for my new rented house and the other for the house i am leaving.

    Can you explaing in more detail please.

    Sorry if i sound stupid

    Many thanks
  • Ineedaname
    Ineedaname Posts: 3,681 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    When you leave your home and move into rented you will pay full council tax on the rented. BUT you can apply for CT relief on your old home, which means no CT to pay for 6 months and then only 50% of amount due thereafter.

    Same thing as FYP said but explained from a different start point.
    When I joined, I needed a name. The forum members gave one to me...I am INAN :D
    "Fortunes ebb and flow and a boat must move with the tide and be thankful that it floats." Judith Allnatt
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