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KPR11
KPR11 Posts: 610 Forumite
edited 23 April 2011 at 2:51PM in Debt-free wannabe
Hi all,

I am finally debt free and I just wanted to say a massive thank you to everyone, yes every single one of you. I picked up a lot of useful advice and inspiration by lurking and reading a lot of the posts on DFW so thank you all.

I would also like to personally thank Psychopathbabble, Jinky67, Gwen80, LeeSouthEast, Moo2moo, Tealady, Niddy, Di3004, zppp, Herewego, Savingholmes, Dec22, Natweststaffmember, robbedofmymoney and anyone else that I may have forgotten, who either helped me with my SOA, helping me with my PPI claim so that I could chuck the monies towards paying my debt or kept me going when I wanted to quit about 1 year ago - boy am I glad I didn't quit! I owe you guys big time! :beer:

THANK YOU!
£365 in 365 days challenge: £730 / £150
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Comments

  • Congratulations!

    Enjoy it :)
  • KPR11
    KPR11 Posts: 610 Forumite
    Thanks D9.

    It is such a good feeling, now I can look forward to my next challenge - build 3 months buffer and then house deposit!
    £365 in 365 days challenge: £730 / £150
  • Huge congrats KPR, on becoming debt free, and even more impressively, properly kicking the butt out of the gambling bug!

    Enjoy your freedom!
    :D DEBT FREE 3rd Sept 2011 :D
    (Debts at highest £15.8k Nov '08)
    Student Loan paid off July 2014
    First Direct Regular Saver #2: £2700 ** Santander 123: £13,106
    Car Insurance/Tax Fund: £305 ** Present Savings: £525 ** Disneyworld Fund £100
  • KPR11
    KPR11 Posts: 610 Forumite
    Thanks Dreamer!

    I think I would not have been able to without some of the support I have had on here.

    You have made some really good progress, I am sure you will be DF in no time.
    £365 in 365 days challenge: £730 / £150
  • saorsie
    saorsie Posts: 1,905 Forumite
    Massive congratulations KPR ~ stories like yours are so inspirational.

    Make sure you stick around and keep us all updated about your savings :T :T

    -s-
    Frugal living challenge 2012 live on £8500 ~ £7725.87 remaining
    Make £5/day in 2012 ~ £482.24/£1830 ~ 22.52%
    Proud Member of PAD since January 2010 ~ Total paid to date £11386.64
    Savings Pot for 2012 ~ £772.60/£3000 ~ 23.38%
    Lose 19lbs / Save £2k by 30/04/12 *5/19lbs* £158.72/£2000
  • KPR11
    KPR11 Posts: 610 Forumite
    Thanks Saorsie,

    I certainly intend to stick around, and try to pass on the little bits that I have learnt on my journey.

    That is some achievement on the frugal living part! I must try that challenge one of these days.
    £365 in 365 days challenge: £730 / £150
  • lynneee
    lynneee Posts: 877 Forumite
    Part of the Furniture 500 Posts Name Dropper
    thats fantastic, well done! :D
    mortgage £800 overpayment 2022. £600/£2400 2023 🙂 savings £1853/£1800 😊
  • KPR11
    KPR11 Posts: 610 Forumite
    Thanks Lynneee!

    Congratulations on baby numero tres!
    £365 in 365 days challenge: £730 / £150
  • May2013
    May2013 Posts: 423 Forumite
    Part of the Furniture Combo Breaker
    Massive congratulations to you :beer:.
    It's posts like this that push me on to my own DFD!! Well done and enjoy every minute of being debt free. :T
    LBM Aug '07 Debt [STRIKE]£52,615[/STRIKE] :eek: DEBT FREE Aug '12 :j
    Cap One CC £[STRIKE]5000[/STRIKE]/£0 - HSBC CC £[STRIKE]7500[/STRIKE]/£0 - HSBC Loan £[STRIKE]12,225[/STRIKE]/£0
    M&S CC £[STRIKE]11,500[/STRIKE]/£0 - Egg CC £[STRIKE]8750[/STRIKE]/£0 - Sains CC £[STRIKE]3000[/STRIKE]/£0
    HMRC £[STRIKE]3140[/STRIKE]/£0 - OD £[STRIKE]1500[/STRIKE]/£0
    Pay off ALL your debt by Xmas 2012 £14,128/£14,128 :j
  • KPR11
    KPR11 Posts: 610 Forumite
    Thanks May!

    I am sure if you continue your debt busting at the same rate as you have been you will be debt free in no time!

    £32k is a remarkable achievement!

    Well done!
    £365 in 365 days challenge: £730 / £150
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