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1 debt in 100 days part 5

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  • I did some extra work last night so have another £50 to go towards this overdraft. I just can't wait to have one debt paid off. This will be such an achievement for me. I know there are 4 more waiting in the wings but this thread has really helped me keep on track. I think of it as a game - and one I AM GOING TO WIN :T

    Once I've paid off my overdraft I then have to take the next step of cutting up the cash card of that account. This will be a huge step for me as I would normally dip in to the overdraft when I'm short of cash. That safety net will be gone but if I don't do it, then I'll end up with a huge overdraft again. I just want to be free from these debt shackles.

    Thank you guys for all your support.

    So paid £543.07 and have £654.33 to go. Took on more work so expect to get some cash early next week again.
    1 debt in 100 days.
    1. O/D £1166.40 now paid :j
    2. CC1: £2,000
  • I'm absolutely shaking at the moment. Went to pay the extra cash on my overdraft. I forgot my cash card as I prefer not to have it to hand in case I take out money so had to ask an advisor to get me the number to pay in. Well he asked if I'd like a loan to cover my OD and CC :eek:. I don't know how many times I had to repeat, no thank you I'd prefer to try and clear my debts by overpaying as much as I can.

    I've already had a consolidation loan - I certainly don't need another one :mad:
    1 debt in 100 days.
    1. O/D £1166.40 now paid :j
    2. CC1: £2,000
  • DorsetGirl_2
    DorsetGirl_2 Posts: 1,416 Forumite
    I'm absolutely shaking at the moment. Went to pay the extra cash on my overdraft. I forgot my cash card as I prefer not to have it to hand in case I take out money so had to ask an advisor to get me the number to pay in. Well he asked if I'd like a loan to cover my OD and CC :eek:. I don't know how many times I had to repeat, no thank you I'd prefer to try and clear my debts by overpaying as much as I can.

    I've already had a consolidation loan - I certainly don't need another one :mad:

    Well done for being strong :)
    Pay off all my debts before Christmas 2015 #165.
  • Ok so I'm officially addicted to paying off my OD :p

    Ebay auction just finished so transferred another £19.99 off my OD. So balance now £634.34 :T
    1 debt in 100 days.
    1. O/D £1166.40 now paid :j
    2. CC1: £2,000
  • rictus123
    rictus123 Posts: 2,560 Forumite
    1,000 Posts Combo Breaker Name Dropper
    19. Rictus123 £889.91/2856.42

    Not really followed this thread, bought tools and equipment for work so didnt have much of a surplus, its paid off and income is up a great deal now.

    Aim was originally £2,856.42.

    i now owe £2,609.32
    So not down much...however i do have more of a surplus coming in that can help clear this is a much shorter time.

    Doesnt look good on paper but at least its down and not up! Im headed in the right direction so i will get there.
    Work in progress...Update coming July 2012.
  • mandz1
    mandz1 Posts: 2,548 Forumite
    I have completley finished this challenge. All paid off in full YAY!
    Roll on the next one. good luck to everyone who is still going
    PAD Maker
  • £18.91 standard dd has come out. But some interest will go on top soon I'm sure.

    77. Remote_control £2090.84/2906.26

    Now owe £857.83. Don't think I'll make it to the end and am also going on holiday which I shouldn't do as i can't afford it. oops. At least I'll be around for the next challenge!
  • Amara
    Amara Posts: 2,176 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hello, guys! I'm here and I'm taking care of you :D
  • Amara
    Amara Posts: 2,176 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    DorsetGirl wrote: »
    I know this challenge is nearly finished, but will there be another one starting? :)
    Hello, Dorsetgirl. This challenge is finishing 3th August, we haven't decided when a new one starts yet. It will be soon afterwards, though.
  • meersy22
    meersy22 Posts: 386 Forumite
    Morning all

    :j:j Final payment ever to Barclaycard this morning £264 paid today to debts. So that means £1450/£1450 (no 43). First ever challenge complete:). thanks
    :jDEBT FREE 27 July 2011:j
    Challenge - Sealed pot #19 - £16; Debts - Credit card - £978.36

    Savings - CU- £808; Xmas - £210, ISA - £160; Holiday fund 2012) - £xx; Car - £50; General:£50 Total- £1278
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