Cabot - credit card debt letter

Choc_A_Holic

Hi,

I was so grateful of you help a few weeks ago now, when you advised me to get a copy of the CCA from credit card company. I received this yesterday (even though it was outwith the 12 working days limit) and I cannot remember seeing this document ever before, the date and my signature do not appear anywhere on it (because I never signed it). In particular I don't remember ever seeing a 'right to cancel' section - if I did receive this I probably would have.... I remember I was in local Sainsbury's with my mum around 2005 and was approached by a member of staff who talked me into getting their CC and said it was simple to get balance transfer - which I agreed to but felt a wee bit under pressure. I remember signing her leaflet.... was this the credit agreement? I don't seem to be able to upload this stuff I got yesterday to show you. Would be really grateful for any advice on how to do this. Thanks i'm really worried sick about this.

Choc_A_Holic

Hi,

I would be really grateful to anyone for advice on / reply to my message of 17.04.11 @ 2.54pm. Please help.

Choc_A_Holic

Thanks for your reply, I have tried to attach but but not able to - can you please advise...... obviously doing something wrong - don't see an attach option (only attach image option).....

fermi

You need to make sure you have it in an image format, and then upload to an image hosting site like photobucket.

Make sure you obscure anything that could identify you. Name, address, amounts etc.. Even barcodes and serial numbers on the agreements.

Choc_A_Holic

Hi,

It says i'n not allowed becuase I am a new user and not allowed to post link.... are you able to disable this for me?

Thanks .

fermi

I'm afraid not.

If you make some more posts on the site it shouldn't take very long before that restriction is lifted.

In the meantime you could post what you have been sent here?

http://www.legalbeagles.info/forums/

They have a sub-forum just for people with problems with Cabot.

http://www.legalbeagles.info/forums/forumdisplay.php?f=172

Choc_A_Holic

Thanks for this. I am honestly really grateful to you.

I think I will wait and post a new more messages and hopefully the restricted will be lifted soon. My only worry is though, is that the letter from Cabot stated that I was to reply to them within 14 days.... worried that I will go over this time limited waiting - to try to upload my stuff for you to read over.

Should I contact them and begin paying something each month until I am able to get this sorted out or would this be a bad idea?

Any advice appreciated.

Choc_A_Holic

[IMG]http://Cabot (16.04.11)[/IMG]

I hope this is readable.... please let me know if you have any problems opening this.

Thanks

fermi

I can see that there was supposed to be an image link in that post, but it doesn't seem to be a valid one?

Culex

Choc_A_Holic wrote: »

http://Cabot (16.04.11)

I hope this is readable.... please let me know if you have any problems opening this.

The

Choc_A_Holic

[IMG]http://IMG.Cabot (16.04.11)[/IMG]Here I go again, if this doesn't work, i'll try again tomorrow (i'll get help).

Thanks