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Capped Mortgage

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In June my 5 year capped rate Abbey (now Santander) mortgage ends. It is currently at Santander SVR of 4.24%.
I am a little reluctant to go for a tracker as I am only just managing to keep on top of things financially (Single parent, 3 kids, working full time, no option to increase my income etc)
Are there any capped mortgages around any more? I can't seem to find any.

Comments

  • hillcats
    hillcats Posts: 899 Forumite
    Part of the Furniture 500 Posts Photogenic
    What does it revert to after your deal expires?
    ORIGINAL MORTGAGE AMOUNT £106,454.00 (Started Sept 2007)
    NOV 2021 O/S AMOUNT £1,694.41 OUR DEBT REDUCED BY £104,759.59 by std regular, over-payments & off-setting.
    BofE +0.19% Tracker Repayment Offset Mortgage Discounted Sept 07-10 then increased to BofE +0.62% until 2027
  • wilburpig
    wilburpig Posts: 131 Forumite
    It stays on the SVR 4.24%
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