Thursday 21st April - What small things will you do today???!

determined_new_ms

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

OMG look at the time :eek:

Today:

• lunch, brekkie & dinner from stores
• NSD
• check tyre pressure (yes LaN we have to pay 20p here!)
• check for surveys
• continue with the sort
• check mob bill
• read up the isa thread & see if it answers my questions....
• check banking
• go for a run - didn't do yesterday

ok better be quick! x

determined_new_ms

Lost_and_nervous wrote: »

[*]go for a run after work - I've signed up to do a 5k run in a couple of weeks! Good luck with the run, do you do running on streets/park or on a tredmill?
[*]check my tyre pressure as its a spending day Do you pay to check your tyres?

I have to say after reading about minimalism & being a "minsumer" (as opposed to a consumer) it has made NSDs so much easier! WHats this all about?

Thanks for starting us off!

LaN I run outside - had an interesting convo with oh yesterday as I want to cancel gym membership as I never go but we have a couples membership which means his is cheaper...- but running is really a bit of a stretch as I go my performance increases then I don't. But I like it so I keep trucking!

check this out - http://www.missminimalist.com/

complimentschemistry wrote: »

EDIT: Didn't get the job, literally came 2nd apparently so I'm proper gutted Got another job that I've been put forward for though so I hope I have more luck with that one. Going to try and be positive and just keep trying!

aw compliments - so disappointing for you :grouphug: its easy for me to say but I truely believe whats meant for you won't go past you. about 5 years ago I kept getting refused jobs & I was so frustrated & disappointed & then I went through a really awful period in my life & I realised looking back that had I have got any of those jobs I would have been in real trouble. They weren't for me x

Karb wrote: »

Morning everyone. Hope you are all enjoying the sunshine.

Something of a bittersweet day today. My eldest son died in infancy, and today is his 18th birthday. I'm on the train down to London to visit his grave.

Obviously, I'll be buying flowers, but hoping not to have to make too many other spends today.

really have been thinking of you Karb, hope there were some hapiness there for you in the sadness x

catmiaow

Morning DNM, Thanks for starting the thread! It's my 29th Birthday today I hate getting older, but will try and make the most of it!

My list:

Check bank
Check jobs
Reply to emails
Post thank you message on Facebook
Use free texts
Visit family
Go to Jobcentre
Get some cough medicine to help this awful cough
Do some comps
Hotel night tonight - dinner somewhere else maybe

Hope everyone has a lovely day

Candy0107

Morning all,

Thanks for starting us off today Determined
Compliments – sorry to hear about the job…fate obviously has other plans for you
Karb – sorry I didn’t get a chance to post yesterday, but thinking of you and your family
Cat – enjoy your birthday

Today I have/will
• Will have an LSD – need to buy lunch (but will get soup as it is really cheap)
• Look for MS jobs
• Made Twinks Hob Nobs for everyone at work
• Off to WW tonight (don’t think that I have done at all well  - need a kick or an easier life )
• Talk to a girl at work and convince her to post regularly on this thread (introduced her to the sealed pot challenge thread yesterday)
• Checked my online banking
• Charging MP3 player and phone at work
• Move pennies into large coke bottle
• Think positive today
• Meals from store-cupboard
• Used railpass to get to work
• Read newspaper online
• Need to check out the freebies and the competition boards
• Enter comps online
• Washing on a quick wash 30 degrees
• Work through my CCCS budget as due for a review

Take care everyone
Candy xxx

Yargo1

morning all.

lovely and sunny here and so ready for the long break.. finishing work today until 3rd may woo woo..

going on a mini break to st osyth essex in a caravan monday for 3 days so hoping weather is going to stay nice.

checked online banking today. charging phone - and ipod via usb.

have a good day all.. x

Yargo1

catmiaow wrote: »

Morning DNM, Thanks for starting the thread! It's my 29th Birthday today

Happy Birthday Catmiaow! 29 Is nothing to feel bad about!! wait till you get to 37! lol x

starnac

Happy Birthday Catmiaow. i turned 29 last week and not looking forward to next year's birthday. Enjoy your day though

morning all. not in work til later so list today is

[STRIKE]Check banks[/STRIKE]
[STRIKE]HC[/STRIKE]
line dry washing
[STRIKE]letter to HR[/STRIKE]
[STRIKE]move money[/STRIKE]
[STRIKE]update spreadsheet[/STRIKE]
re do budget
lunch from stores

that'll do for now i think

happy thursday everyone

Karb

Morning everyone. Happy birthday catmiaow. How I wish I was only 29!

Thank you to everyone who posted such kind and supportive words and thoughts yesterday and this morning. I really cannot express how much they all meant. Hugs to every single one of you.

Rock_Cakes

Morning all

Thanks to DNMS for starting us off. Just caught up on yesterday's thread. Hugs to Karb, hope the day went as well as could be expected. Sorry to hear you didn't get the job Compliments but with your positive attitude the right job will come along.

Happy Birthday Cat, enjoy it. There's no point worrying about getting old, it happens to the best of us. Plus remember 'Growing old is inevitable, growing up is optional.' :rotfl:

So short list today:

• Work
• Get the train with my bike to DH.
• Check our bags one last time
• Early night seeing as we catching the train tomorrow at 6:30 am :eek:

Not sure I'll get on tomorrow morning and then I'll be off on holiday. So I hope everyone has a great Easter break and I'll catch up with guys when I'm back. xx

Pernicious

Morning all,

Happy Birthday Cat!

DNMS - Thanks for starting us off, hope you find your answers regarding the ISA, I'm afraid I have no idea on that subject as mine is sitting there with £2 in it
Yargo - Have a lovely holiday

It's my last day of work until next month & I am sooooo looking forward to having a long break! I think I need it!

Today I have/will:-

• [STRIKE]Heating off [/STRIKE]
• [STRIKE]Food from stores [/STRIKE]
• [STRIKE]Make use of free coffee/milk/water etc at work [/STRIKE]
• Charge phone at work
• [STRIKE]Log calories on free app[/STRIKE]
• [STRIKE]Log expenditure on free app - aiming for a NSD but may have to be a LSD if I find a pump cheap enough, need to log yesterday's spend too [/STRIKE] NSD in the end
• [STRIKE]Check for surveys[/STRIKE]
• [STRIKE]Enter comps[/STRIKE]
• [STRIKE]Dinner from meal plan[/STRIKE]
• [STRIKE]Running tonight - really need to do this![/STRIKE]
• Washing on eco setting
• Hang up to dry
• [STRIKE]Check email for Mr T's price checker results, doubt I will get anything again though, especially with 7 bags of value pasta lol[/STRIKE]
• Check cashback
• Check online banking

Have a great, moneysaving day everyone x

Jules28

Hello All,

Happy Birthday Catmiaow! I wish I was 29 again

I was away with work yesterday so I have the following things to do today:

- claim expenses from yesterday
- charge phone at work
- catch up on surveys
- check if my eBay sales money has come through from PayPal
- keep my fingers crossed that items closing today sell!

Have a good day everyone,

Jules