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1st no spend day

hi all i am new to mse and new to budgeting well here goes i am just getting ready to go to work and attempt my first no spend day, well its my day off and were doing a charity event at work so im hoping that will keep me busy instead of looking on the aisles to see whats on offer. i have made a sandwich and taking a snack and a drink just incase i feel the need to waste money on a sandwich etc am not sure how its going to go but will see.
i am going to do a list of my cupboards and freezer and try to use that up 1st has any one got any ideas of budgeting etc??
could use all the help i can get
i am hoping writting on here will give me encouragement to carry on and have read some really good threads on here i know i have a problem but will take it one credit card at a time
VSP#17 £2.34
debt free 26/10/2012

Comments

  • Good luck lemmings! x
    DF as at 30/12/16
    Wombling 2025: £87.12
    NSD March: YTD: 35
    Grocery spend challenge March £253.38/£285 £20/£70 Eating out
    GC annual £449.80/£4500
    Eating out budget: £55/£420
    Extra cash earned 2025: £195
  • Hi Lemmings. I saw your thread over on the OS board last night. Hopefully this one will be troll-free.

    Good luck with your NSD. You can do it.
  • May2013
    May2013 Posts: 423 Forumite
    Part of the Furniture Combo Breaker
    Well done you!!...but beware, the NSD challenge can become very addictive:rotfl:

    Good luck for a successful day.
    LBM Aug '07 Debt [STRIKE]£52,615[/STRIKE] :eek: DEBT FREE Aug '12 :j
    Cap One CC £[STRIKE]5000[/STRIKE]/£0 - HSBC CC £[STRIKE]7500[/STRIKE]/£0 - HSBC Loan £[STRIKE]12,225[/STRIKE]/£0
    M&S CC £[STRIKE]11,500[/STRIKE]/£0 - Egg CC £[STRIKE]8750[/STRIKE]/£0 - Sains CC £[STRIKE]3000[/STRIKE]/£0
    HMRC £[STRIKE]3140[/STRIKE]/£0 - OD £[STRIKE]1500[/STRIKE]/£0
    Pay off ALL your debt by Xmas 2012 £14,128/£14,128 :j
  • bugslet
    bugslet Posts: 6,874 Forumite
    Just remember to ask yourself 'do I really need it'? Best of luck!
  • lynneee
    lynneee Posts: 877 Forumite
    Part of the Furniture 500 Posts Name Dropper
    good luck, you can succeed!!! Like you say, just take it one credit card at a time...you will be amazed at how quickly things can start to look brighter when you take control :)
    mortgage £800 overpayment 2022. £600/£2400 2023 🙂 savings £1853/£1800 😊
  • suzie_wong
    suzie_wong Posts: 387 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    You might find it helps to sign up to the NSD challenge when a new one starts for May. We all set ourselves a target for NSDs for the month (eg I am trying for 15 this month), then report back regularly as to how we are getting on. Everyone is really friendly there and very encouraging, and it really does focus your mind on whether you really need to spend or not. I don't know how to add a link to the thread, but I'm sure someone else will come along and do it!!

    Good Luck :p
    Save £12k in 2021: Jan £1834.40, Feb £1692.81
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