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Help with Optima

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  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    Assuming that the claim form is a genuine one from Northampton, then you can either defend or admit the claim.

    Have a look at the info in this link:

    Replying to a county court claim form

    If you admit the claim then you fill in the income and expenditure forms a put what offer you are making to pay per month. Then return the forms to the claimant by special delivery.

    It's important that you send the forms by registered post (preferably special delivery) as otherwise the claimant may pretend that they didn't get them. That would get them the default forthwith judgement they are after.
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
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