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Vehicle Breakdown cover whilst BR

Hi

I have been trying to arrange breakdown cover for my car over the last few days. I have had a few online quotes but when I read the t's and c's they all state that you must hold a valid credit card and the RAC say they are going to do a credit check even though I want to pay it all in one go.

Has anyone know any breakdown cover companies that do not have these requirements?

Many thanks in advance for your advice

AGPS

Comments

  • alastairq
    alastairq Posts: 5,030 Forumite
    try your personal car insurer?

    AA also only do DD.....
    No, I don't think all other drivers are idiots......but some are determined to change my mind.......
  • Ineedaname
    Ineedaname Posts: 3,681 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I agree with Alistair, you'd probably have more luck adding breakdown cover to your car insurance.

    Are you currently BR or discharged?
    When I joined, I needed a name. The forum members gave one to me...I am INAN :D
    "Fortunes ebb and flow and a boat must move with the tide and be thankful that it floats." Judith Allnatt
  • stuart30
    stuart30 Posts: 499 Forumite
    Never had a problem with breakdown cover...mind you i never read the T&C"s,id say your worried about nothing.:T
  • NeverAgain_2
    NeverAgain_2 Posts: 1,796 Forumite
    Isn't the real problem here trying to buy something online without a credit card?

    Perhaps the OP could get one of those cards which you top-up before making a purchase.
  • dojoman
    dojoman Posts: 12,027 Forumite
    I used Rescue My Car, the premium was only £38 and I got £7 cash back as I went through Quidco. Paid using my debit card with no problems at all.
    :pB&SC No. 298
    Life`s Tragedy is that we get OLD too soon
    and WISE too late!
  • confused76
    confused76 Posts: 12,680 Forumite
    Part of the Furniture Combo Breaker
    I use greenflag, haven't needed a cc with them :)
  • MikeJO
    MikeJO Posts: 374 Forumite
    Part of the Furniture 100 Posts Name Dropper
    confused76 wrote: »
    I use greenflag, haven't needed a cc with them :)

    Green Flag for me also....taken out post BR and paying by installments np.
    Procrastination is my middle name....well it would be if I could be ar**d to contact Deed Poll."
  • Hi Guys, thanks so much for your replies.

    I already have breakdown cover with my car insurance but I have used up the two allocated home start callouts for this year, so I thought I would take out another policy. I am currently BR.

    I think Stuart30 is probably right, my background forces me to read t's and c's (sad I know). I think I will just try to buy a policy with my debit card and see what happens.

    Thanks again
    AGPS
  • stuart30
    stuart30 Posts: 499 Forumite
    Hi Guys, thanks so much for your replies.

    I already have breakdown cover with my car insurance but I have used up the two allocated home start callouts for this year, so I thought I would take out another policy. I am currently BR.

    I think Stuart30 is probably right, my background forces me to read t's and c's (sad I know). I think I will just try to buy a policy with my debit card and see what happens.

    Thanks again
    AGPS

    You"ll be fine with debit card...ive always just had it set as direct debit but debit card is also an option.

    Let us know how you get on.:)
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