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10% mortgages for FTB

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  • keith85
    keith85 Posts: 32 Forumite
    I bank with HSBC and although have an overdraft facility (which I don't use) I don't think I have a bad history with them they still didn't accept me when the put us through for AIP so I think it's wise to ignore unless you have an impeccable history.

    ive heard hsbc are like this so will have to be looking elsewhere, good luck with youre search
  • CheeseCat
    CheeseCat Posts: 378 Forumite
    Nottingham Building Society also do 90% LTV
    Proud meowmy of four fuzzy cats :)
  • jb79_2
    jb79_2 Posts: 9 Forumite
    Given that it was over 5 years ago I think you should sail through the credit checks. I work for one of the big four and our underwriters only focus in detail on the previous three years history, exluding bankruptcy. Assuming you have no history of arrears or CCJ's in the time period, you should be fine.

    I would imagine it's going to be pretty much the there or thereabouts with the others.

    Best of luck.
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