Tuesday 19 April - What small things will you do today???!

determined_new_ms

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

morning guys :wave:hope everyone is well on this lovely morning - well here in kent anyway :whistle: must be quick or late, so I choose quick!

NTB good luck today :grouphug:

• [STRIKE]brekkie, lunch & dinner from stores - get spag out of freezer[/STRIKE]
• [STRIKE]NSD[/STRIKE]
• go for a swim after work
• [STRIKE]use dry shampoo rather than wash my hair this morning [/STRIKE];)
• [STRIKE]turn off water[/STRIKE]
• [STRIKE]check for surveys[/STRIKE]
• [STRIKE]go through May budget[/STRIKE] - payday tomorrow :T
• continue with the minsumer clear out - I have prepared 2 black sacks & 2 boxes of items to give to the CS :j, will give a colleague at work some hair & face products

ok that's all I can think of right now have a lovely day everyone x

Lost_and_nervous

Good morning determined and everyone to follow.

Thank you for starting us off this morning, wow nice and early! Dry Shampoo - love the idea! Does it work!

Sun isnt out here yet, hoping it will come out to play today. :T

I think I have now got the hang of this so my list is:

- meals from stores must remember to get the chicken out in a min otherwise we wont be eating tonight.

- keep watching my ebay listing, need to list some more from my wonderful pile.

- Need to go to the shops but only need a couple of bits so will keep the spend under £10.

- need to get up in the loft to find some card which I have stashed up in there so I wont need to buy any.

Well thats it for now. Have a lovely day

Nottoobadyet

Thanks for your thoughts, DNMS. I'll definitely be back with tales of mild exoticism! Also thanks to ziggy, pernie, Rock cakes for your thoughts yesterday.

Had my last day at the office yesterday, which was really nice. A colleague gave me books for the journey, I got my new work laptop sorted and there were some really nice goodbyes. I got an ipod shuffle as a leaving gift (aww!) and a £15 itunes card which I need to use before leaving the country, so I need to sort that out today. There were some sniffles and hugs - I really will miss lots of the people there.

I fly at about 9pm, so lots to do between now and then!

Today:

• Book cab as I forgot to yesterday
• pack seccond suitcase and cary on bag
• fold laundry
• wash sheets and hang to dry
• take out rubbish (must not forget to before I go!
• figure out itunes and use card
• do washing up and clean the flat so I dont leave it a tip
• frame photo for O
• sew buttons on to blazers
• file papers I brought back from the office
• do once over of house to make sure I havent forgotten anything
• maybe pop up to shops to get shoes as I didnt find any on Sunday
• have a last drinkie with my former boss who happens to be jetting off on holiday at the same time from the same terminal
• try not to forget my passport!!

Love to all of you! See you on the other side.

shezam

Good morning all,

Its rather misty here in Scotland this morning, which suits me fine because I don't enjoy being in the office 8-4 when the sun is shining!

Today I will:

Lunch from home
Free drinks at work
check Groupon
Sort budget for next month
Check banking (only got about £13 left till payday :O)
Phone gas people

Thats about it today. Nothing too exciting. Have a nice day everyone xxxxxx

bexs.ua

Morning everyone! :wave: Thanks DNMS for starting us off :T and good luck with everything NTBY, I wish you all the best on your new adventure :grouphug:
Sun is shining here this morning, has been since half 6 (probably before but that was when I got up!) Someone phoned my house phone at 0112 this morning :eek::eek: needless to say I was not too happy and even less so when it was a withheld number :mad::mad::mad:

Off to the jobcentre today to take one of my workers for a national insurance number (EU national, never worked here before...) so that'll be interesting may just have to go over to the shopping centre for a "quick" look in Primarni.......

Anyway short list for me today:

need to drop DS off with Aunty (free childcare )
all meals from stores
quick shower (well as quick as I can while combing knots out of 2ft long curly hair :mad:!)
rubbish is out
check internet banking
drive conservatively :eek:

I hope everyone has a great day and sees at least some of the sun!!

OrangeFairy

NTBY - Good luck on your journey :j

DNMS - thanks for starting us off, good luck with your clear out. Off to check the Miss M website

Morning all!!!

I am at my mums this morning looking after my young bro and sis while she works. Keeps my two occupied! Got here at 7 am and she gets home about 3. Will turn the laptop off in a min to start on my project for my AAT course. 3000-4000 words on fraud! mmmmm excited i think not!

Gorgeous sunny day here - i have my pedal pushers, vest and flipflops out

Today

Plan Project in detail
Maybe start typing it up tonight
Read a bit more Harry Potter
Update 101 list that i have completed - Find out my blood type
Lunch at mums - free lunch for the kids but i have bought round soup for myself - though may use one of the eggs here to hard boil as a snack
Dinner from stores - not sure what yet!
Tidy the house
Plan DD1's homework
Get some of the kids reading done
Email couple of people about hen night details
Order skirt for school girl outfit
Discuss luggage bags with OH
Plan lunch for tomorrow

I am trying to reduce my carbs as in minimal bread, potatoes and pasta! It is soooo hard. I am allowing porridge in the morning but trying not to have anything high in carbs after that! Dinner isnt too bad as we are just having a lot more veg. Snacks and lunch are the hardest. Trying to have a lot of fruit but lunches have to plan in advance. Today i have tomato soup but sometimes we cook chicken breasts the night before to eat for lunch! Boiled egg for snack today!

I hope everyone has a great day

I am getting married 3 weeks tomorrow!!!!!!!!!!!!!!!! Fly out in 2 weeks!!!!!!!!!

Nottoobadyet

OrangeFairy wrote: »

I am getting married 3 weeks tomorrow!!!!!!!!!!!!!!!! Fly out in 2 weeks!!!!!!!!!

:T:T:T

So exciting!

complimentschemistry

Good morning all! Feeling much better than I did yesterday after a nice long sleep last night so got my happy head on today :j Don't find out about the job I went for until Wednesday afternoon so I'm still a bit nervous but reeeeeaaaaaallllllyyyyyy hope I get it - think a change of scenery would be good for me.

Thanks to everyone whose posted their great ideas so far, thanks to DNMS for starting us off, and good luck to NTBY hope you have an amazing time!

Things for the day:-

• NSD - 3/6 which I was supposed to do y'day but forgot my lunch! Left purse at home today so no chance of wasting my money
• Free tea/water @ work
• Rework budget
• Actually finish putting everything on eBay like I planned to do yesterday!
• Lunch from home - Coco Pops! You can tell I'm waiting for payday lol :rotfl:
• Clear desk of all outstanding stuff (easier said than done!)
• Do at least 1 step on My Money Steps
• Chase my boss to make sure I can have 28th April off
• Free exercise @ home - 40 mins of dance workout DVD thing
• Change contact lens appointment date
• Try to be positive for the whole day and not complain!!

Hope you all have great days xx

pixiechick99

Goooood morning everyone:beer:
Sorry I've been awol recently....just blame laziness:o I'm on my Easter hols so have been enjoying lazy mornings here, lovely. I have been reading though...can't abandon this thread completely:rotfl:

NTBY - good luck with your new journey...have a safe trip and we look forward to hearing from you soon:D

OrangeFairy - how very, very exciting that your wedding is so close:T I was going to say I hope the weather keeps up but you don't need it here...with jetting off to sunny climates:D

Hugs to anyone who needs it and big cheery waves to the sparkly ones:j

Better write a list:

• check banking
• check onepoll - hardly had any surveys recently, booo:(
• do any other surveys that pop up for me
• meal from plan tonight - Nigella's chicken stuff
• chicken is in fridge defrosting
• put clean washing away
• go to doc for vitamin jab
• drop girls with niece and her dad for a trip to the fair
• Uni prep
• NSD (apart from girls fair money)

Ok, must dash - my doc appt is at 9:eek:

Amara

Hello!
Today, I have:
-checked my online banking
-emails
-shower
Then, I'll:
-buy a big bag of cat's litter
-change his tray
-go to four customers
-iron
-cook a tea
-do my running workout
See you soon!

Jules28

Hello All,

Today I am doing the following:

- packed lunches
- dinner from stores
- checking eBay as I have stuff to relist and stuff closing tonight
- sort out some stuff with my DMP
- spend under £5 getting some bits and pieces in for my OH as I am away all day tomorrow with work.

Have a good day everyone

Jules x