Monday 18 April - What small things will you do today???!

La_escocesa

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

Hi everyone :wave:

Hi to all those lurkers out there too - why don't you post with us???!

Here's me:

• Brekkie at home
• Finish library book at lunch time and take it back - no fines for this little lady
• HM lunch to work - no sandwiches, y'all hear!
• Pennies in the pot
• Check banking :eek: - 3 days till payday :T
• Night in catching up with some tv and maybe a bit of yoga
• Make chiropractor appt :eek:
• Look for cheap but pretty bday card for mum

Happy Monday everyone.

xxx

bexs.ua

Morning everyone!! It's looking a little brighter here this morning as an hour ago it was so dull and cloudy... Didn't get round to posting on here over the weekend, was really busy :eek: Managed to catch up with all of the washing and ironing/cleaning/cooking/shopping etc etc :j Oh and I finally managed to get to the tip! :rotfl::rotfl:

Off to work today, so just a small list for me

Heating was off all weekend (just put it on for an hour though as house chilly this morning :eek:) Will turn it off again now
need to iron DS bed sheets
checked internet banking
all of my plants are outside to harden off before planting outside
all food from stores

Hope you all have a fantastic day

stitching_witch

Good morning everyone. Thanks to La E for starting us off. I was just wondering whether I ought to start the thread today...

I've got my usual Monday morning "I don't want to go to work" feeling. I just need to get myself dressed and moving and I'll be okay


So far I have:

• run DW overnight on Economy 7
• checked banking
• checked for surveys
• made a lunch to take to work
• fed and watered the chickens

I will also:

• charge mobile at work
• walk/read at lunchtime
• meals from stores
• have an NSD

Oh dear, not much is it? :rotfl:

I'll probably do much more than that but I can't think of other things right now.

stitchy x

Lost_and_nervous

Hi everyone,

Not really sure what to put on my list at the moment, am still all new to this and my track record of lists hasnt been a good one really.

- I found lots to list on ebay over the weekend so will do some more of that today

- I made some leaflets to get my beauty business off the ground, just need to work out where to put them (stitchy I will pm you in a bit, thank you for helping)

- meals from stores (meal plan completed)
- heating off
- take library books back

Have a lovely day

Candy0107

Morning all,

Thanks for starting us off today Stitchy

Today I have/will
• Will try for a LSD – need to buy something cheap for lunch and a mega cheap acceptance card for a friends reception in June
• Will look for ways not to spend any money for the next couple of months – I have a real urge to be DF this time next year
• Need to lock my debit card away…hopefully will have £10 left on payday eve, which I would like to put into my debt free ISA
• Look for MS jobs
• Checked my online banking
• Think positive today
• Will try not to eat any sugar coated, chocolate flavoured rubbish from the vending machine – Bought in more fruit and yogurt today
• Dinner from store-cupboard (don’t really fancy breakfast)
• Used railpass to get to work
• Read newspaper online
• Need to check out the freebies and the competition boards
• Enter comps online
• Washing on a quick wash 30 degrees
• Have a chilled night in (with an early night) as I am really tired! – didn’t sleep very well last night (work issues) – when ever I am stressed/cant sleep, I think that I am by a river and put any ‘issues’ into boats and watch them float away….tried this last night and it didn’t really work…I ended up shooting the boats and they all drowned!
• Need to cancel the phone insurance (sold the handset) – must do this as cancelled the DD last week
• Work through my CCCS budget as due for a review
• Need to decide whether I want to go to London to take part in the wedding festivities…..or, I could stay at home and put £50 towards my debts (hmmm, need to break the news to my boss who is arranging the trip to London)


Take care everyone
Candy xxx

Nottoobadyet

Thanks for starting us off, La E.

Thanks again for eveyones kind thoughts yesterday. Im still feeling pretty flat and sad but am trying not to wallow, there is so much that needs doing before I fly tomorrow night. :eek::eek: tomorrow!

Today:

• hang washing
• team buying me breakfast, aww!
• buy computer from PC world for work and transfer all my files onto it
• bring loads of stuff from home to work and some stuff back
• give blanket (late wedding pressie) to collegue
• pass on yarn I cant bring with me
• wrap things up at work as its my last day in
• bring a friends birthday pressie as Im meeting her for lunch
• retrun borrowed books
• fold washing when I get home
• keep packing
• keep any last day drinkies to a minimum so I can do more when I get home
• wash the sheets before I go
• print photo and frame to leave for OH
• keep packing!!
• ask collegue to cary some books for me as shes going to uganda in a few weeks
• print instructions to place Im staying
• book minicab for tomorrow (have too many bags to go by public transport)

Have a good day, all!

Erme

I'm decorating this week :eek:...

Say no more...started on Saturday...Yesterday = day off cos it was Sabbath...House is a glorified bombsite already. Paint over half my wardrobe. Sleeping in the hall on a mattress :eek:

E

ziggy2407

Morning All

Weather looks quite promising today, so my little list (am home alone, hubby at work and little man staying at coast with mum - miss him already)

Check banks - Done
lightspeed surveys
finish listing cards on swapits (for little one, lol, not me)
post swapits swapped - Ready, just need to post
read library book
tiny bit washing - Done
1/2 hour wii-fit (at least) - done, going to try for another 1/2 hour later
gardening
postcard comps - ready to post
more "photo" sorting
bit more decluttering
MUST order prescriptions - Done
Keep reading WW info - wip

lots more to do but not sure what, will update later

Hope you all have a great day, love to you all :A

Jules28

Hello All,

I have that exhausted Monday morning feeling today, hopefully I will shake it off by lunchtime :-)

I will be doing the following:

- check banking (have road tax to pay for by end of the month)
- transfer money from Paypal to my bank account
- look for surveys
- have leftovers from last night for lunch
- charge phone at work
- do yet another load of washing on the economy cycle (the pile is never ending this week!)

Have a good day all,

Jules

complimentschemistry

Morning all... feeling a bit gloomy today but I should hear back about Friday's interview today to see if I get a 2nd one... fingers and toes crossed! Just going to keep my head down at work as don't really wanna be here but hey, gotta pay the bills!



Thanks La E for starting us off and Candy, looks like you've got loads planned today hope you manage to do it all! I've got quite a bit to do today too, as follows:-

• Put remaining stuff on eBay (got about halfway through big basket of clothes y'day and got really tired )
• [STRIKE]Free tea/water @ work[/STRIKE]
• [STRIKE]Breakfast @ home [/STRIKE]/ dinner from stores
• [STRIKE]Check online banking[/STRIKE]
• Do revised budget
• Speak to National Debtline about DMP
• Get set up with CashFlow website (hopefully!)
• Hopefully hear some good news regarding interview
• Speak to insurance company to change DD details for renewal
• Sort out any other junk I can sell on eBay
• Clear my desk at work of all the outstanding stuff
• Sort out savings account with Barclays & get money automatically transferred out on payday
• [STRIKE]Try to cheer up a bit![/STRIKE]
• EDIT: Free exercise after work power walking with my friend

Hope you all have great days xx

ziggy2407

oops hit enter before I said

((((((hugs))))))NTBY

Stitchy, hope today isnt too bad for you, just keep thinking of your own business and how well youre doing

Erme, I have lots of decorating if you want to pop down, lol

Love to everyone else, I really appreciate the support on this thread

THANKYOU ALL :T