Help

james2005

Hi

I am 33 self employed but can be paye if required, i am looking for a mortgage of about £120,000 i earn £1000 per week or thereabouts but have no savings for a deposit, no voters roll history, etc etc

Is there a lender out there that can help?

Is there any way of getting on the housing ladder?

Thanks

herbiesjp

james2005 wrote:

Hi

I am 33 self employed but can be paye if required, i am looking for a mortgage of about £120,000 i earn £1000 per week or thereabouts but have no savings for a deposit, no voters roll history, etc etc

Is there a lender out there that can help?

Is there any way of getting on the housing ladder?

Thanks

How many years accounts do you have?

It shouldn't make any difference really S/E or PAYE as long as you can verify your income figures

What is your NET profit figure for the last 3 years?

james2005

Well i have been trading for six months but am closing that company and going into partnership with someone else after xmas.

However cant i just get some duplicate accounts from an accountant just like replacement payslips, have been self employed for 5 or so yrs now.

So the aboive can be verified but wont no deposit and no voters roll history be a real barrier, whom could i try if you htink it would be ok?

thanks for your advice mate...

MortgageMamma

IMO I dont think you will be able to do this. If you dont have 2-3 years audited accounts prepared by an accountant who will give you a reference getting a 100% mortgage would be next to impossible. You say you earn 1k a week - a lot mroe than some people - could you not save a deposit?