📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Help me get rid of debt!

2»

Comments

  • Yes that's absolutely fair enough SS.

    What do you reckon Sam? What appeals to you the most?
    Bank Balance: In the black for the moment.
    Sainsburys Loan: Cleared July 2010
    Credit cards: AMEX Airmiles Card: direct debit set to clear balance monthly
  • Ooops crossed posts!
    Bank Balance: In the black for the moment.
    Sainsburys Loan: Cleared July 2010
    Credit cards: AMEX Airmiles Card: direct debit set to clear balance monthly
  • Sam84 wrote:
    Think I'll apply for a low life of balance deal and see what I can get on it. I always get offers through the post but this doesnt neccessarily mean I'll get accepted.

    Just make sure you don't transfer anything outside of the introductory period. I did that thinking I was transferring debt a 10% to 3.9% when I was actually transferring it to 12.9%! :doh: :rotfl:
  • That really is a D'OH!!

    However we've all done something like that. I took out a 0% credit card and did a BT. The proceeded to buy stuff on it thinking the purchases were 0% too....they were 15.9%.

    ARGH!!! What a doughnut.
    Bank Balance: In the black for the moment.
    Sainsburys Loan: Cleared July 2010
    Credit cards: AMEX Airmiles Card: direct debit set to clear balance monthly
  • Sam84
    Sam84 Posts: 64 Forumite
    Thanks for the advice.

    I'll let you know how I get on.

    Sam
  • By the way - can you cut down on your lunch spends...take your own? That'd be another £40 to throw at a debt to clear.
    Bank Balance: In the black for the moment.
    Sainsburys Loan: Cleared July 2010
    Credit cards: AMEX Airmiles Card: direct debit set to clear balance monthly
  • Also, take a look at https://www.quidco.com for when you really have to spend money - see if you can get anything back. Every little helps etc etc.
    Bank Balance: In the black for the moment.
    Sainsburys Loan: Cleared July 2010
    Credit cards: AMEX Airmiles Card: direct debit set to clear balance monthly
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.6K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.6K Work, Benefits & Business
  • 600K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.