📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Most Competitive Offset Mortgage Providers?

Options
powerwin
powerwin Posts: 319 Forumite
in Mortgages & endowments
Who do we think are the most competitive offset mortgage providers at the moment?

Thanks

Comments

  • originalmiscellany
    originalmiscellany Posts: 1,655 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    As a rule first direct, Virgin One and IF are the big boys.
    I'm not a salesman but FD routinely get the best customer service scores, and are a very popular choice on the forum.
    Feb 2012 - onwards MF achieved
    September 2016 - Back into clearing a mortgage - Was due to be paid off in 32 years in March 2047 -
    April 2018 down to 28.00 months vs 30.04 months at normal payment.
    Predicted mortgage clearing 03/2047 - now looking at 02/2045
    Aims: 1) To pay off mortgage within 20 years - 2037
  • originalmiscellany
    originalmiscellany Posts: 1,655 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    http://www.moneysupermarket.com/mortgages/?gsl=1&p=0&ef_id=Jl9NqvaDcUEAAEoB:20110417141739:s

    should hopefully give you some relevant info.
    Feb 2012 - onwards MF achieved
    September 2016 - Back into clearing a mortgage - Was due to be paid off in 32 years in March 2047 -
    April 2018 down to 28.00 months vs 30.04 months at normal payment.
    Predicted mortgage clearing 03/2047 - now looking at 02/2045
    Aims: 1) To pay off mortgage within 20 years - 2037
  • opinions4u
    opinions4u Posts: 19,411 Forumite
    originalmiscellany wrote: »
    As a rule first direct, Virgin One and IF are the big boys.
    I'm not a salesman but FD routinely get the best customer service scores, and are a very popular choice on the forum.
    I'd stick to First Direct from that list.

    IF don't take on new mortgage customers and I think Virgin bailed out leaving RBS to run the One account.
  • michaels
    michaels Posts: 29,122 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Yorkshire building society did have some competitive rates a few months back
    I think....
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599.1K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture