HFO

ihatedebtcollectors

Hello,

Is the contract in your name and DOB? If it is, and you did not sign this, report it for fraud.

If it is not, I would not worry. They need to prove to a judge in court that you signed the contract and are liable for this debt.

I would respond saying that you never signed the contract, it is not in your name, dob, etc.

I would request that they re-investigate this debt or take you to court.

Maybe others can offer more help.

IHDC

Mrs_Ryan

cjgoodsell wrote: »

Did they fight your case that this wasnt your debt?

Nope... cos it was unfortunately. I was very silly when I was at uni.. buried my head in the sand muchly. My fault 100%.