Just been fined yet more bank charges. Where do i stand?

ident

The amount i am talking about really will seem petty to you guys but it's got me right down after logging on to my internet banking.

About a year ago i got an emergency pin because i lost my card and Natwest gave me £250. Now i have Two accounts with them and they took the money from the account that had no money in. Not my fault.

Any way about 7 months ago i started paying the £250 off monthly. But then i lost my job so could not pay the money back and got fine after fine.

I started to repay them again about 2 months ago (monthly still(£45)) but work went so quite. Two weeks ago i struggled to pay the £45 but managed it. By balance was £120 owed. Was getting some where. Now being off work again for 4 weeks they can see i have no income (im self employed) and i just logged one and my balance has gone back up to £180.

I really am gutted. My temp over draft is £120 i have £100 pound coming in this week, all the money to my name to live on for another week. So i will have to pay £60 before i can even access it

Not to mention now ontop of the £60 charges next month will be another £20. whats the point in keep fining me (not even sure what for)

I need this money. what are my options if any? has any one successfully negotiated getting the charges suspended temporary


Not a lot of money. But is when you have nothing

ident

any body?