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Anyone else sh***ing themselves in case the interest rate goes up on morgage?

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Comments

  • Typhoon2000
    Typhoon2000 Posts: 1,175 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    With the differance between Base Rates and SVR the greates it has been for a while, whats the chance of SVR's not going up by much when Base Rates strart to rise slowly?
    Surely if Base Rates go up to say 4%, bank are going to charging 10% for 5yrs fixes are they?
  • elbutre
    elbutre Posts: 14 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    With the differance between Base Rates and SVR the greates it has been for a while, whats the chance of SVR's not going up by much when Base Rates strart to rise slowly?
    Surely if Base Rates go up to say 4%, bank are going to charging 10% for 5yrs fixes are they?

    definately not but nothing stopping them charging 5 or 6% or even 7% and i am not gambling with my mortgage, sorry am risk adverse and like to know how much i will be paying every single month for the next 5 yrs.
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