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IPOQ Prior to AD

Richardsct
Richardsct Posts: 114 Forumite
in Bankruptcy & living with it
Apologies if this has been asked before but prior to AD Does everybody get an IPOQ Form ? Im not log off AD, Haven't had one yet, Pay NO IPA and am not working

Have hear a lot dont
«1

Comments

  • now
    now Posts: 851 Forumite
    No I think it would only be if you raised your little head above water
    If you woke up this morning congratulations, you have another chance :j
  • Angiepange
    Angiepange Posts: 3,521 Forumite
    Part of the Furniture Combo Breaker
    I didn't get one (im not working). My husband did (he does work and never had an IPA).
  • philnicandamy
    philnicandamy Posts: 15,685 Forumite
    10,000 Posts Combo Breaker
    edited 15 April 2011 at 8:18PM
    it has happened in the past...dont worry if your circumstances are the same its just the receiver fishing before discharge usually
    We all die. The goal isn't to live forever, the goal is to create something that will
  • MikeJO
    MikeJO Posts: 374 Forumite
    Part of the Furniture 100 Posts Name Dropper
    I have three months to AD (tomorrow) and I'll be extremely happy just to ride it out nice and quietly.....shhhhh :shhh:.
    “Procrastination is my middle name....well it would be if I could be ar**d to contact Deed Poll."
  • dojoman
    dojoman Posts: 12,027 Forumite
    I didn`t get one either:)
    :pB&SC No. 298
    Life`s Tragedy is that we get OLD too soon
    and WISE too late!
  • fiveyearplan
    fiveyearplan Posts: 10,145 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    I didn't get one either.

    :j :j


  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    There have been some suggestions that in cases where disposable income sufficient for an IPA might be possible (you are working etc) and an IPA is not already in place, then IPOQs could be sent out on the run up to AD to see if an IPA is feasible.

    I can't honestly say I've seen any evidence of that happening though?

    Of course, if you are not working etc then it would a pointless exercise anyway.
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • Angiepange
    Angiepange Posts: 3,521 Forumite
    Part of the Furniture Combo Breaker
    fermi wrote: »
    There have been some suggestions that in cases where disposable income sufficient for an IPA might be possible (you are working etc) and an IPA is not already in place, then IPOQs could be sent out on the run up to AD to see if an IPA is feasible.

    I can't honestly say I've seen any evidence of that happening though?

    Of course, if you are not working etc then it would a pointless exercise anyway.

    Ferm,i I think thats what happened to my DH.

    He got a EDREV IPOQ from RTLU about 6 weeks before AD. From advice on here it seems it was way too close to AD for ED to be actioned, so we thought they were most probably just checking up on him prior to AD in case they could set an IPA.
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    fermi wrote: »
    I can't honestly say I've seen any evidence of that happening though?
    Angiepange wrote: »
    Ferm,i I think thats what happened to my DH.

    There's always one, when I make a statement like that. :rotfl:
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • Angiepange
    Angiepange Posts: 3,521 Forumite
    Part of the Furniture Combo Breaker
    fermi wrote: »
    There's always one, when I make a statement like that. :rotfl:

    :rotfl::rotfl::D
This discussion has been closed.
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