Payday Loans: Responses to repayment requests

LookingUp

Hi
Like some others here, I made the mistake of taking out one, then another of these.
Eventually had to bite the bullet and make arrangements with all creditors.
Responses received from the various companies as follows (may be useful to others in the same boat):
Payday Express : sent me income and expenditure pro forma and accepted my offer no questions asked
PaydayUK: would not accept my offer and stated a minimum amount of £20.00 pm. I agreed to this as just able to manage it and once cleared it will allow me to increase others.
Uncle Buck : as with PaydayUK but wanted £32.50pm. Again agreed on basis as above.
Wonga: accepted I & E breakdown and my offer of repayment
Lending stream!: No response to my offers of repayment, so keeping pushing them.
QuickQuid: Would only accept 3 monthly payments, each representing one third of my loan with them and in the absence ofa debit acrd, insisted on DD. I accepted this as a) DD can be challenged more easily if they took a different amount or additional payment and b) I knew that I was due to receive extra cash which would clear other arrears allowing me to reduce those payments meantime.
QQ could have been a difficult one otherwise.

As other threads recommended, I cancelled my original card and set up an alternate bank account

Hope this may help others