Need some advice re: Natwest loan

Bubblewrap_2

Hi All

I got a loan a few years back and I was paying it off fine until I moved I now owe £7000. Since this time I have struggled to get permanent job. I am on an agency and over the last year i have worked for about 7 months and when im working I pay them the amount I should pay but when im out of work I obviously cant pay. Now the last time I was out of work they allowed me to pay £5 per month but this time they have refused this payment telling me I have to pay £50 per month but as im on benefits I cant afford to pay that. I gave them a list of my incoming and outgoing money but when they refused I was told I had to go to CAB, national debtline or one of the other companies and ask them to do an incoming and outgoing with me. I was confused as I had just given it to them but I agreed to do this. I spoke to national debtline and they advised me to write a letter and give them the personal budget sheet which I have done. The only concern is she mentioned that I may have to go bankrupt which I really dont think would be right for £7000 and she said that they may take my car if this happens. Now I need my car for my job as I drive everyday with it but as its worth about £2500 they may take this into account. I always work when I can get a job and I maybe back in a job in the next few weeks fingers crossed

But I just wanted to see if anyone can give me any advice about this, it is the only outstanding debt I have and I hope to get through this!

Thanks for any help you can give me.

[Deleted User]

I cant see that BR is the solution,tell them more firmly exactly what you can afford and why,if they dont/cant/wont accept that suggest they take you to court and get a ccj,a court will decide what you can afford(fairly)

Bubblewrap_2

Thats exactly what I say too... Its such a shame as everytime I get a job I start paying them again! Now you have said about them taking me to court that sounds a bit better then me going bankrupt and I hadnt even thought of it like you mentioned! I have already sent them all of the information across to them and told them how much I can currently afford... so Im hoping we wont have to go down the court route but I now feel a bit better about it if we do!

Thanks

The_Matelot

kate_smith wrote: »

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today? and i told my self that any lender that rescue my family from our
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me happiness to me and my family, i was in need of a loan of $75,000 USD to
start my life all over as i am a single mother with 3 kids I met the GOD
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contact him tell him that is Kate smith that refer you to him. contact Mr
Robert via (DELETED)they give loan at %6
interest rate if you are willing to pay back the loan at the duration
period of time then you can get the loan from DELETED

Yeah this sounds good. I really need £100,000 and am more than willing to give my bank details to you kate if you can get intouch with him? Do you need my address, passport number and a picture of my second born
child like prince imrohibydy did when i helped him with his $2,453,456 inheritance transfer?

chalkie99

Aaargh - not another one!

Please, if you must quote spam posts, at least delete the links in it as you are doing exactly what the spammer wants. When his post eventually gets deleted Google can still pick it up from your quoted text.

Hax

chalkie99 wrote: »

Aaargh - not another one!

Please, if you must quote spam posts, at least delete the links in it as you are doing exactly what the spammer wants. When his post eventually gets deleted Google can still pick it up from your quoted text.

I've taken to "silently" clicking on the "spam" button for both the originator and the quoter in the instances I've come across...