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OR Interview - Relatively Painless
Ineedaname
Posts: 3,681 Forumite
Hi all
Just had my OR interview and as the title suggests, it wasn't too bad at all.
He skipped happily through most of my SOA and then we got to the debts themselves. Now, if he'd said he just wanted a potted history of the debt build up that would have helped me. But he asked this question and that and kept stopping me when I started to tell him stuff he wanted to know but hadn't asked for yet.
Probably the hardest thing was explaining why I had no idea what I'd spent most of the money on. After all, it was credit card use over a total of 15 years, the last spending 5 years ago and I have both short and long term memory problems due to my illnesses. But we got through it and he seemed happy with the information I was able to supply.
That was it really, nice and simple, lasted about 40 minutes.
Just had my OR interview and as the title suggests, it wasn't too bad at all.
He skipped happily through most of my SOA and then we got to the debts themselves. Now, if he'd said he just wanted a potted history of the debt build up that would have helped me. But he asked this question and that and kept stopping me when I started to tell him stuff he wanted to know but hadn't asked for yet.
Probably the hardest thing was explaining why I had no idea what I'd spent most of the money on. After all, it was credit card use over a total of 15 years, the last spending 5 years ago and I have both short and long term memory problems due to my illnesses. But we got through it and he seemed happy with the information I was able to supply.
That was it really, nice and simple, lasted about 40 minutes.
When I joined, I needed a name. The forum members gave one to me...I am INAN 
"Fortunes ebb and flow and a boat must move with the tide and be thankful that it floats." Judith Allnatt
"Fortunes ebb and flow and a boat must move with the tide and be thankful that it floats." Judith Allnatt
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Comments
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I'm glad it all went Ineedaname, it will sink in and then in 12 months you will be discharged, or even maybe sooner ((Hugs)) A fresh start no doubt, well done, chin up0
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Glad it went well for you. xEmpty pockets never held anyone back! Only empty heads and empty hearts can do that! ~Norman Vincent PealeBR 12/03/2010 ED 12/08/2010BSC #3380
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Glad to hear all went well.....the guy who sorts the thumb screws & nipple clamps must be on holiday
We all die. The goal isn't to live forever, the goal is to create something that will0 -
I dunno Phil, I have a feeling if I'd not been on benefits the thumb screws would have come out!When I joined, I needed a name. The forum members gave one to me...I am INAN
"Fortunes ebb and flow and a boat must move with the tide and be thankful that it floats." Judith Allnatt0 -
philnicandamy wrote: »Glad to hear all went well.....the guy who sorts the thumb screws & nipple clamps must be on holiday
nah... i retiredHi, im Debtinfo, i am an ex insolvency examiner and over the years have personally dealt with thousands of bankruptcy cases.
Please note that any views i put forth are not those of my former employer The Insolvency Service and do not constitute professional advice, you should always seek professional advice before entering insolvency proceedings.0 -
I think I spoke to your replacement today Debtinfo! Reckon the only reason my interview was so painless was because he knew he couldn't touch my benefits. I'm sure if we got into an SOA discussion the outcome would have been very different.When I joined, I needed a name. The forum members gave one to me...I am INAN
"Fortunes ebb and flow and a boat must move with the tide and be thankful that it floats." Judith Allnatt0 -
Glad it went well
Only after the last tree has been cut down,
Only after the last river has been poisoned,
Only after the last fish has been caught,
Only then will you find that money cannot be eaten0 -
Glad that went OK. Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB
IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed0 -
Thank you all for your kind comments and support. I couldn't have got through it without this board.When I joined, I needed a name. The forum members gave one to me...I am INAN
"Fortunes ebb and flow and a boat must move with the tide and be thankful that it floats." Judith Allnatt0
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