ccj

FOURCANDLES_2

Question
IF a person has a debt of 5k and the claimant takes the person to court and the debtor fills out a form accepting he/she owes the money and then offers to make a monthly payment of say £20 how often do the courts refuse the offer of payments?. Having looked on this forum it seems some can make an offer via the court papers via post and the bailiffs only attend if the debtor defaults on the agreement and the claimant goes back to court for a W/EX . And yet one person on here says that her offer was turned down and the bailiffs are to attend? I ws under the impression bailiffs come as a last resourt not just because the claimant says No

fatbelly

The example you give means it will be 250 months before the debt is cleared. Now it depends on the judge, but many will regard anything longer than 36-60 months as excessive and so will give a forthwith judgement knowing that the debtor will default and the claimant can then use a method of enforcement such as attachment of earnings order, charging order or (most commonly) warrant of execution (bailiffs).

FOURCANDLES_2

fatbelly wrote: »

The example you give means it will be 250 months before the debt is cleared. Now it depends on the judge, but many will regard anything longer than 36-60 months as excessive and so will give a forthwith judgement knowing that the debtor will default and the claimant can then use a method of enforcement such as attachment of earnings order, charging order or (most commonly) warrant of execution (bailiffs).

So what you are saying is most judges will permit the payment pro-gramme knowing the debtor will default and then they can apply for a warrant of execution?.

FOURCANDLES_2

Also what type of cj's are their?

Culex

FOURCANDLES wrote: »

So what you are saying is most judges will permit the payment pro-gramme

It certainly seems less onerous than requiring the debtor to pay per gramme.

Would not a third party debt order be more effective than sending in bailiffs?

FOURCANDLES_2

Hve not now got a clue what anyone is talking about