HSBC Mortgage Discounts

planemad

Hi

I currently have a mortgage with HSBC, do they offer small rate discounts for patrons holding a current account with them.

I remember them saying when I took the mortgage out 3 yrs ago that by opening a current account I would get a 0.2% rate discount but don't know if this is still the case.

Thanks

Planemad

GMS

Phone them and ask.

whatyadoinsucka

i upgraded to a HSBC Advance account (costs £13 a month inc travel/breakdown insurance etc ) so i could get a 0.4% saving on my rate
therefore have 2% plus base instead of 2.4%+

Hsbc change rates and upfront fees all the time, check out there website for current deals.

I'd say its 99.9% unlikely they will discount your mortgage for a bog standard current account.
10% likely if you take a premier or Advance account they may.

https://mortgages.hsbc.co.uk/
type in your details or give them a call
Review your mortgage

Call our dedicated mortgage team on:
0800 633 5477 Mon to Fri 8am – 10pm,
Sat 8.30am – 1pm

whatyadoinsucka

just looked at the website

HSBC Advance benefits – additional

On top of all the great day-to-day banking benefits you enjoy with HSBC Advance, you can also get preferential rates and terms on selected products designed to help you make the most of your financial future.
HSBC Advance is available for £6 a month for the first three months from account opening, after which you will pay the full monthly price, currently £12.95. HSBC Advance has an initial 12 month contract and is then renewable monthly.
Please select below for more information.
Mortgages


HSBC Advance customers may be able to benefit from preferential terms on selected HSBC mortgages.
Your home may be repossessed if you do not keep up repayments on your Mortgage.

planemad

GMS wrote: »

Phone them and ask.

Have you ever tried?? I tried twice got cut off once and the 2nd time I cound understand a word the lady said!

planemad

whatyadoinsucka wrote: »

i upgraded to a HSBC Advance account (costs £13 a month inc travel/breakdown insurance etc ) so i could get a 0.4% saving on my rate
therefore have 2% plus base instead of 2.4%+

Hsbc change rates and upfront fees all the time, check out there website for current deals.

I'd say its 99.9% unlikely they will discount your mortgage for a bog standard current account.
10% likely if you take a premier or Advance account they may.

https://mortgages.hsbc.co.uk/
type in your details or give them a call
Review your mortgage

Call our dedicated mortgage team on:
0800 633 5477 Mon to Fri 8am – 10pm,
Sat 8.30am – 1pm

I'm currently only on 0.99 above base rate on a tracker.
I would like the doscounted rate but dont actually want to change my mortgage product.

Looks like a branch visit is in order.

GMS

planemad wrote: »

Have you ever tried?? I tried twice got cut off once and the 2nd time I cound understand a word the lady said!

Fair enough.

whatyadoinsucka

i bet they try and sell you a fixed rate, seen as your variable rate is so good