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Bank Statement - Mortgages

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Hi,

I was just wondering what mortgage lenders use bank statements for? Will they query any outgoings? I currently lodge but use my mothers address for basically everything (and I'm registered on the electoral register there (i did think my landlord had registered me at the lodgings but he hasn't)). So the only evidence of my residing at my lodgings is the £300 rent coming out each month and my last wage slip which i changed for a CRB check. Can i use my mothers address to apply for a mortgage, or should i get myself on the register at my lodgings and change my bank statement to this address?

Thanks
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