A new SOA for myself

mel12

This Board Is For Help Not Judgement
Dear MoneySavers....

This is a difficult board - many think bankruptcy too easy - and I dare say in some cases it is. Yet others have been through hell, seen family and home torn apart, and its a welcome and deserved release. I didn't set up MSE to be personally judgemental, but to help people whatever their circumstances. If you have problems with the Bankruptcy laws then the 'Discussion Time' forum is the appropriate place.

This is to help people who are bankrupt rehabilitate their finances - and I personally wish them all the best - whatever their circumstances.

Many people who have gone bankrupt, have had serious debts, have hidden them for a time, been scared to confront them, suffered depression or have even had suicidal thoughts because of them.

So may I caution MoneySavers to err on the side of kindness. The fact bankrupts are here means they're looking for help, guidance and to take charge of their finances - and that in itself is admirable

Please use your knowledge and kindness to help rather than to berate
https://forums.moneysavingexpert.com/discussion/443692

HolidayMad may I suggest you reconsider the phrasing of your post in the light of these guidelines.