Anyone been theatened with a "Field Officer?"

live'n'learn

Quick recap is that i am going to let my house get repossessed then going for Bankruptcy, i had to stop paying my IVA and the creditors have just been informed recently so i am expecting plenty of calls and letters.

I got a letter from the bank that i have my mortgage with and they are now threatening to send out a field officer to my house, has anyone had this happen or is this just the process of the journey of getting repossessed by getting threatening letters?

I live in Northern Ireland so i know bailiffs will not be knocking at the door!!

Any thoughts on this?

missyp123

this has happened to us. nothing to worry about, i just told them we couldnt afford to pay and were in the process of seeking debt advice. refussed to let them in and talk any further on the matter.

he was not pushy at all.

also had one come to my new address since BR! that was more fun

out_of_cash

their full of crap, had loads of this, amex were experts with that bet they wish they had kept their big gobs shut now Haaaaaaaaaaaaaaaaaaaagh:D

out_of_cash

its also ilegal for them to visit you unless you have made an appointment which you have consented to,there is case law somewher on this forum if i remember.I used it on more than 4 occasions and worked everytime.If you are going br dont tell em nothing you have no obligation to let the official receiver earn their money.

Worcsman

keysey wrote: »

Quick recap is that i am going to let my house get repossessed then going for Bankruptcy, i had to stop paying my IVA and the creditors have just been informed recently so i am expecting plenty of calls and letters.

I got a letter from the bank that i have my mortgage with and they are now threatening to send out a field officer to my house, has anyone had this happen or is this just the process of the journey of getting repossessed by getting threatening letters?

I live in Northern Ireland so i know bailiffs will not be knocking at the door!!

Any thoughts on this?

I was once threatened with some field artillary, I had the rest of 7th armoured brigade with me though so wasn't overly worried.

now

They are not allowed to harass or bully you also they have to have your permission to call at your house, if they continue to call tell them you are recording the call and to please stop calling request they put everything in witting, failure to do so will result in you reporting them to the appropriate authority. They have to take you to court and have an order against you to enforce any sort of house call. Ask for the persons name for your records.