Tuesday 12th April - What small DFW things will you do today?

stitching_witch

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.


Good morning everyone. I'm up bright and early as usual, but today our entire company (all six of us!!:rotfl:) are going on a training course in London so I need to leave the house at 7.00. It was a choice of start the thread or miss it completely.

Needless to say it will be a small list for me today, but always useful to write it down.

So far:

• checked banking
• checked for surveys - only £1.80 to go on Onepoll
• fed and watered the chickens

I will also:

• get lift to and from work (and all the way to London too!)
• free drinks and lunch at the course
• dinner from stores
• finish a corset sample tonight
• have an NSD

Must dash or I'll be late for my lift.
stitchy x

determined_new_ms

morning not much on today:

• checked banking - first time since the internet fraud :eek:
• lunch & brekkie from stores
• maybe a NSD?
• check for surveys
• go for a run
• do some sorting later

have a great day everyone x

mogchops

Morning all, thanks for starting the thread Stitchy, have a good day in London

Today:

- check online banking
- go to work early to finish early to be home before DH goes to work (for the DDs)
- heating still off (though its a bit darned chilly this morning!)
- packed lunch for work
- ironing - bleugh - didnt do it yesterday
- competitions
- make rhubarb crumble with rhubarb my mum gave me
- clean bathroom

Think thats about it, have a lovely day everyone x

Erme

Thanks for starting the thread stitchy - was up late watching dream school on 4od - whoops

So today's agenda (sorry if some of this sounds boring - haven't done it all yet - Had like a bladder pain yesterday and was up late )

AM

* Get milk (farm foods)
* Card make and write to sheena & TD

PM
* Therapy @ 1pm
* Ironing
* Menu plan for tomorrow

EVE
* typing tutor
* Let the boys out for a run
* Evening routine

E

starnac

morning all. not much for me today either.

get ready for work
go straight from work to 2nd job
take youth group to old people home
check banking
LSD (can claim back what i spend from work though)

that's about all for me today. bigger list tomorrow

happy tuesday everyone

Candy0107

Morning all,

Yay, Tuesday

Thanks for starting us off today Stitchy
Determined – Internet fraud……OMG! :eek:

Today I have/will
• Will try for a LSD –I need to buy something for lunch (might use Boots points)
• Look for MS jobs
• Checked my online banking
• Need to banish any negative thoughts I have…..hubby knew I was a bit down last night, but commented that ‘the girls’ were looking good as I walked from the station to the car last night (love him)
• Worked out my savings/debt calculator (really want to be debt free by Apr/May next year – I really can live without new clothes or treats for a year
• Will try not to eat any sugar coated, chocolate flavoured rubbish from the vending machine....think of my DFD
• Breakfast and dinner from store-cupboard
• Used railpass to get to work
• Read newspaper online
• Need to check out the freebies and the competition boards
• Enter comps online
• Washing on a quick wash 30 degrees
• Have a chilled night in (with an early night) as I am really tired!
• Need to cancel the phone insurance (sold the handset)
• Cancelled the DD for the above


Take care everyone
Candy xxx

bexs.ua

Morning All! Thanks for starting us off Stitchy :A
It's looking like a lovely day here (so far!) but then again it was like this yesterday until it chose to chuck it down at lunchtime!! :eek: DS is off on holiday at the moment and is doing some activity at the Schools holiday club this morning so chores will be done around this

Already got the bedsheets in the washing machine, in hope I can dry them on the line before any impending rain... but rest of the list:

[STRIKE]Check internet banking[/STRIKE] mmm
do some baking - DS did some at holiday club so will do this Thursday...
[STRIKE]all food from stores[/STRIKE]
[STRIKE]OH taken dinner with him[/STRIKE]
[STRIKE]I really need to do a freezer inventory[/STRIKE] :eek: might wait til DS comes back and he can help me! (This may take a while):D Done..Very interesting!! Just have to do something productive with the results now!! :rotfl:
OH brought me some more greenhouse glass in to wash before we finally finish assembling it (hopefully I will manage not to cut myself on it today!) Another job for Thursday me thinks!
measure the glass I need to get replacements for as broken Thursday Job!
Maybe take the trailer full of garden waste (again) to the tip Thursday Job!
Got some ironing to do (probably last job tonight while watching football) DONE!

I did however spend the afternoon batch cooking and doing some jobs in the garden though so all was not lost!

I reckon that lot should keep me out of trouble and away from any shops today.......

Hope you all have a great day

starnac

Candy0107 wrote: »

• Need to banish any negative thoughts I have…..hubby knew I was a bit down last night, but commented that ‘the girls’ were looking good as I walked from the station to the car last night (love him)
Candy xxx

had to laugh at this although i think it's so sweet. nice comment Mr C

Candy0107

Thanks Starnac - that was my thought !

shezam

Goood Morning all!

Looks lovely in East Scotland today, bit chilly but hopefully will still get washing hung out at lunchtime!

Today I will:
Check online banking
Check Groupon for Scottis Cities and Manchester
Lunch from leftoveres
Free tea/coffee/water at work
Charge phone on work computer
Try to sell stuff on ebay tonight (got quite a pile of clothes and shoes but find it really hard to describe them!)
HAVE A NSD
Smile

Have a good day everyone! xxx

josiebabie

Morning everyone,
Feeling particularly sparkley this morning, although had a last minute dash to get out of the house as I spent so long getting ready this morning!!!

Here is my list:-
- Breakfast from stores
- Checked banking
- Snacks and lunch from stores
- DB3 picking DD up from nursery and taking her to her dads
- Staff meeting after work in pub down the road from me, free food and drinks and no extra petrol
- Find free/cheap things to do around here
- Read the forums
- Sell a purge?
- Do some surveys

Jx