What will the OR say to spending credit on education pre-BR?

bankrubber

debtinfo wrote: »

but of course the OP, knows that they are insolvent now, and should not use any more credit full stop.

Run along now...

debtinfo

bankrubber wrote: »

Run along now...

Pardon......

Flyright

debtinfo makes an absolutely valid point regarding further use of credit when an individual is aware that he or she is insolvent as these are potentially circumstances that may warrant a BRO.

betterlatethannever

Flyright wrote: »

debtinfo makes an absolutely valid point regarding further use of credit when an individual is aware that he or she is insolvent as these are potentially circumstances that may warrant a BRO.

But the OP thinks (rather disgustingly) that a BRO is not 'too harsh' :eek:

bankrubber

Flyright wrote: »

debtinfo makes an absolutely valid point regarding further use of credit when an individual is aware that he or she is insolvent as these are potentially circumstances that may warrant a BRO.

If Debtinfo wanted to make a valid point, he/she would have phrased it differently. Something like "You should be aware that it can be classed as fraud to use credit whilst knowingly being insolvent..."

I started the thread to ask for advice on a partuclar subject, Debtinfo's comment was neither helpful nor informative.

bankrubber

betterlatethannever wrote: »

But the OP thinks (rather disgustingly) that a BRO is not 'too harsh' :eek:

Although it is off-topic, perhaps you can elaborate why I should think a BRO is harsh? I am naturally offended that you consider my opinion to be disgusting, and I don't see the need for using that kind of language.

From what I gather, a BRO prolongs the restrictions already imposed during the BR. I am not planning to borrow any money from the banks ever again, nor will I be directing a company or working in the financial service sector. A BRO is a blessing rather than a punishment in my situation.