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Allowances / expenses in BR

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  • mel12
    mel12 Posts: 298 Forumite
    Add in emergency fund £10 per month too
    Only after the last tree has been cut down,
    Only after the last river has been poisoned,
    Only after the last fish has been caught,
    Only then will you find that money cannot be eaten
  • fergusor
    fergusor Posts: 91 Forumite
    Hi guys,

    What about cars? I live about 30 miles from work so we need a reliable car. The car is in my partners name but I contribute half to the finance (about £160 a month), insurance and maintenance costs. Without me contributing we would struggle to keep it.

    What can I claim for that?

    I'm starting to get really worried about br and not being able to afford to live :(

    Richard.
  • Ineedaname
    Ineedaname Posts: 3,681 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 12 April 2011 at 4:28PM
    As you have your own thread running on this I think best to keep posting on there.
    When I joined, I needed a name. The forum members gave one to me...I am INAN :D
    "Fortunes ebb and flow and a boat must move with the tide and be thankful that it floats." Judith Allnatt
  • Just to give me extra stress, I got a letter from DWP saying that I still owe them £243! I completely forgot about that :(

    Is it too late to get added to the BR?
  • HOLIDAYMAD_2
    HOLIDAYMAD_2 Posts: 239 Forumite
    edited 12 April 2011 at 9:40PM
    i thought you had worked for the past 9 years and currently. in full time and no tax credits etc.
  • JCS1
    JCS1 Posts: 5,335 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Just to give me extra stress, I got a letter from DWP saying that I still owe them £243! I completely forgot about that :(

    Is it too late to get added to the BR?

    Send a copy to the OR, I believe DWP can reduce any benefits you currently get until you are discharged when the balance is written off (hopefully someone will confirm this)
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    JCS1 wrote: »
    Send a copy to the OR, I believe DWP can reduce any benefits you currently get until you are discharged when the balance is written off (hopefully someone will confirm this)

    Depends when the decision to recover the overpayment was issued. (the wording from the TM)

    If that was after the BR date, then the overpayment is not a bankruptcy debt and is not written off on discharge.

    If the decision was before the BR date, then DWP can recover through ongoing benefit entitlement until discharge, at which point anything left unpaid must be written off.
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

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  • JCS1
    JCS1 Posts: 5,335 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    fermi wrote: »
    Depends when the decision to recover the overpayment was issued. (the wording from the TM)

    If that was after the BR date, then the overpayment is not a bankruptcy debt and is not written off on discharge.

    If the decision was before the BR date, then DWP can recover through ongoing benefit entitlement until discharge, at which point anything left unpaid must be written off.

    Thanks, knew there was a bit more to it but couldn't remember what (sign I'm getting old :eek:)
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