Letter about credit?

[Deleted User]

A while ago, I moved out from my parents, not exactly on the best of terms so I hadn't received a lot of my old mail.

Today, I got a letter from Link Financial about an application for credit.

NOTICE OF APPLICATION FOR CREDIT

Dear [my name here]

An application for credit (bank loan, credit card etc) occurred in the name of;

APPLICANTS NAME: [my name]

This application was at an address different from your own however that address is currently linked to your own home address.

We ask you that you contact our offices to discuss this on 02920 808610.

Yours sincerely

Robert Barker
Link Financial Outsourcing Limited.

Only thing is, I haven't tried to make an application for any sort of credit for years, is this some sort of scam?

Gordon_Hose

They're phising. Link are well know to use this tactic so people call them in a panic.

[Deleted User]

What's the best thing to do? Just ignore the letter?

fermi

They are debt collectors trying to con you into ringing them.

As said, just a fishing letter, so ignore it.

If they have anything genuine to discuss with you, then they will put it in writing giving full details.

Gordon_Hose

Link are a bunch of numpties. I told them to write to me outlining why they thought I owed the money they were saying I owed, they said they can't get my address because it costs them money... "so how do you know I'm the correct person"...no answer to that.

They then called me at all hours saying the same thing. In the end Sky changed my telephone number and I haven't heard from them since...so they can't be all that confident I was the right person.