Smiling so much....it hurts

amosworks

Yay!! Well now you're on a high, turn it in to a roll! Phone up everyone else from mobile phones to sky and negotiate reduced rates for everything! Just follow Martins advice and threaten to leave them and see what happens

Woo yay!

ZTD

Congratulations - it always good to reduce the bank's profits just that little bit - it's good for the soul.

Have all you PPI people looked at this?

forsya

That's brilliant news, I am smiling now too for you, it is contageous they say!!!

Welldone!!

saintly_2

natwest didnt ask me why i wanted to cancel, they just did it for me.

There is a letter template on the loans parts of this board that you can send to people, thats what got me started with natwest i was about to send the letter but needed the address.

My big question now is if i can cancel PPI on my car as this would save me a huge amount every month!!!

greengrass

This is probably a really stupid question, but in 1999 I took a loan out with hsbc for five thousand pounds for five years and they made me take out the ppi otherwise they wouldnt give me the loan, at the time I was naive and did just as they requested. I paid it off in 2004, is it too late too claim my ppi back it was probably about 2500.? Sorry if this a dumb question.

jules68

How long had you been paying the loan before you cancelled the PPI?

saintly_2

ooo i wouldnt know about this, there is a really good thread on the loans forum that mite have a bit more advice!!

my loan was just over a year old out of a 5 years

good luck

xx

greengrass

I never cancellled the ppi I paid for the five year term of the loan, hope that helps.

jules68

sorry that was a question for Saintly

saintly_2

just over a year i have paid it for out of a 5 year loan