Checking credit score??

myright

Does it hurt to check my OWN credit score on a regular Basis?

Also do employment companies use this score when they check your credit ratings, or do they manually check it?

Could my credit report be ammended as I have a CCJ and it was put there in error due to several reasons and I didnt defend against it in the timeframe, so now I'm stuck with it. It is a satisfied CCJ and is not a true reflection on my circumstances. I have absoluetly NO debt.

fermi

myright wrote: »

Does it hurt to check my OWN credit score on a regular Basis?

Only your wallet, as it's a waste of money.

myright wrote: »

Also do employment companies use this score when they check your credit ratings, or do they manually check it?

As far as I know, they can only see things like defaults, judgements etc. Not account history or score.

myright wrote: »

Could my credit report be ammended as I have a CCJ and it was put there in error due to several reasons and I didnt defend against it in the timeframe, so now I'm stuck with it. It is a satisfied CCJ and is not a true reflection on my circumstances. I have absoluetly NO debt.

You can put a notice of correction to explain.

The only way the CCJ itself can be removed is by going back to court and contesting it.

myright

Thanks soo much that helped.

Also thank you for the clarity of information