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Woo hoo - bye bye HSBC Credit Card

I've done it!

I phoned and closed my HSBC credit card this morning. My balance has been sitting around zero for a while and I was going to keep it for work expenses but it was too tempting to spend on it when I had work stuff on there. So, the remove the temptation altogether I closed the account totally this morning. What a relief! :D

The card is now cut into mini pieces. To quote Sassers:
crispy crispy snip snip indeed!
:T:T:T:T

Interestingly, they didn't even try to keep me by offering any incentives. Perhaps by paying off my card in full all the time they felt they weren't making any money out of me! I don't care.... Bye bye HSBC Credit Card!! :j
Debt Free Nerd No. 89, LBM: April 2006, Debt at highest (Sept 05): £40,939.96
NOW TOTALLY DEBT FREE!!!!!!!! Woooo hooooooo!!! DEBT FREE DATE: 23 December 2009
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Comments

  • Congratulations!!!! well done on closing the account.

    i kept my credit card at zero for "emergencies" but then new handbag, new shoes, new clothes and it was back up to the limit an back in this mess so you have done the right thing.
    Married my amazing hubby on 8th September 2012 :j:j
  • Sassers
    Sassers Posts: 1,303 Forumite
    Part of the Furniture 1,000 Posts Photogenic
    Hiya Molanole! welcome to the `crispy crispy snip snip' club! Congratulations - doesn't it feel great? Well done keep going!
    love Sassers x
    Current debt and mortgage: £25, 820.35 Debt/Mortgage at start: £92,598 (27/09/2010)
    DEBT FREE!
  • moozie_2
    moozie_2 Posts: 3,063 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Well done Mola and Sas! :T I missed Sas' thread but I love the new phrase! Great comeback guys :D
    Leason learnt :beer:
  • well done Molanole :T feels good doesnt it :D
  • Wonderful news.
    Barclaycard 3800

    Nothing to do but hibernate till spring






  • Well done, lovely to get rid :j

    Jx
    Debt at LBM £15231.43:eek: now £11397.43 Coming Down :D
    Snowball says DFD [strike]March[/strike] Feb 2010
    Official DFW Nerd No: 218 ;)

    Proud to be dealing with my debts
  • newlywed
    newlywed Posts: 8,255 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Well done. I can't wait till my balances are on zero (some years away) and I can try the crispy crispy snip snip club! Wish I'd never got any of them in the first place. :o
    working on clearing the clutterDo I want the stuff or the space?
  • Well done Molanole - it really is too much of a temptation, I know :rolleyes:
    :cool: Official DFW Nerd Club Member #37 Debt free Feb 07 :cool:
  • forsya
    forsya Posts: 251 Forumite
    Part of the Furniture Combo Breaker
    Yeah welldone, chop chopping that card up, best place for it, in da bin!!!
    Became debt free in 2007 after having £15k of debt. Have been a stranger to MSE and now want to get back into my old MSE habits and save, save, save
  • Sassers
    Sassers Posts: 1,303 Forumite
    Part of the Furniture 1,000 Posts Photogenic
    newlywed wrote:
    Well done. I can't wait till my balances are on zero (some years away) and I can try the crispy crispy snip snip club! Wish I'd never got any of them in the first place. :o

    LMAO - I didn't think Crispy crispy snip snip would end up on other threads!

    Oh you lot do make me laugh so much!
    love Sas x
    Current debt and mortgage: £25, 820.35 Debt/Mortgage at start: £92,598 (27/09/2010)
    DEBT FREE!
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