Soa

Kimberley82

pink_princess wrote: »

Why ?( message to short )

I cant get contents insurance due to my past convictions, I messed up big time and its up there with fraud as far as insurance companies are concerned.

pink_princess

I thought you meant you couldn t get ctc lol.


Someone might know who insures higher risk people.When we go abroad our travel insurance costs under £20 for 4 of us but almost £100 for my my DS due to medical risks.

Kimberley82

pink_princess wrote: »

I thought you meant you couldn t get ctc lol.


Someone might know who insures higher risk people.When we go abroad our travel insurance costs under £20 for 4 of us but almost £100 for my my DS due to medical risks.

I have tried to get insurance even with the high risk ones with no success, think it just wont happen.

[Deleted User]

The only other suggestion I can make is that perhapse using some of your monthly surplus to build up an emergency fund would be a good idea.

How much do you owe on gas and electrtic arrears? And when will they be fully repaid?

D9

ViolaLass

NeverAgain wrote: »

Some people will say your grocery bill is high, but it only comes to £50 each...

per what? Week? Person? Actually, it's neither. OP, we spend £150 a month on two people and eat comfortably so I would have thought you should be able to cut your bill to £300 (although it depends on the age of your children and whether you have one of those teenage boys who eats everything in sight).

Also, are you paying arrears on your council tax? It seems a bit high compared to your rent. Either way, you should have two months a year when you're not paying it so that money could go towards your debts.

Could you sell the cars and get cheaper ones?

Kimberley82

Domino9 wrote: »

The only other suggestion I can make is that perhapse using some of your monthly surplus to build up an emergency fund would be a good idea.

How much do you owe on gas and electrtic arrears? And when will they be fully repaid?

D9

I dont owe too much more, I think I only have a few months left.

Kimberley82

ViolaLass wrote: »

per what? Week? Person? Actually, it's neither. OP, we spend £150 a month on two people and eat comfortably so I would have thought you should be able to cut your bill to £300 (although it depends on the age of your children and whether you have one of those teenage boys who eats everything in sight).

Also, are you paying arrears on your council tax? It seems a bit high compared to your rent. Either way, you should have two months a year when you're not paying it so that money could go towards your debts.

Could you sell the cars and get cheaper ones?

No council tax is low for my area, I live in a housing association house, hence the low rent.

I have an 8 year old boy who eats constantly,