Max 10% Overpayment

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I am allowed 10% overpanyment per year, this is through the RBS. Does anyone know if this is the anniversary of the date the mortgage started or whether its Jan-Dec?

Also has anyone managed to make overpayments on an RBS mortgage via online banking? I seem to only be able to do it over the phone or in branch. Obviously if It was possible via online banking then I would be more likely to stick a tenner here and there along with the usual OP.
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