Mortgage Advice please

Grover2000

Hi can anyone advice about my standard varible mortgage with Halifax. I have about 20K outstanding on the mortgage.

Please can someone advise what the best options are with respect to getting a fixed mortgage or stick withn the current one?

What is the best deal going?

Any help on the matter is greatly appreciated

Grover

Crashandburn

Issue you'll have is the loan size. If remortgaging, some lenders will do a min loan of £25,001.

Key part is the length of term you have left. If repayment over say 3 years, then the interest element will be very minimal which possibly wont outweigh any costs in remortgaging. Sticking at the 3.5% may be a good option. Worthwhile seeing what internal fee-free products Halifax can offer you if the issue over rising rates is a concern