Red/Lowell again, grrr. Combined prove/sb letter?

abisparkle

I've had my third letter from Red this morning relating to a debt from 9 years ago which is statute barred.

I've ignored all their correspondence so far. The latest letter says:

"we will be sending your account to a field agent or one of our chosen debt collection specialist partners unless you arrange repayment"

Make us an offer blah blah

Then the final paragraph says:

"If you do not do this we will send your account to another specialist debt collector who will arrange for an agent to visit you at home to negotiate settlement - call xxxxxx to arrange repayment"

Does this mean they're giving up and just going to pass it on to another DCA?

Either way, I'm fed up of getting letters now so can someone show me the combined prove it/statute barred letter please.

Thanks

Tixy

http://forums.moneysavingexpert.com/showpost.php?p=34906257&postcount=5
Here you go

Toe-Jam

RED DEBT COLLECTION SERVICES
LOWELL
1 APEX VIEW
ENTERPRISE HOUSE
LEEDS
LS11 9BH

Dear Sir Madam

REF:

You have contacted me regarding the account with the above reference number wich you claim is owed by me.

I would point out that I have no knowledge of any such debt owed to Company Here.

I am familiar with the 'Office of Fair Trading Debt Collection Guidance' which states that it is unfair to send demands for payment to an individual when it is uncertain that they are the debtor in question.

I would also point out that the OFT say under the guidance, that it is unfair to persue third parties for payment when they are not liable. In not ceasing collection activity whilst investigating a reasonably queried or disputed debt you are using deceptive/and or unfair methods.

Furthermore, ignoring and/or disregarding claims that debts have been settled or are disputed and continuing to make unjustified demands for payment amounts to physical/psychological harassment.

I would ask that no further contact be made concerning the above acount unless you can provide evidence as to my liability for the debt in question and I expressly request that all future correspondance is by email or letter only.

I await you written confirmation that this matter is now closed. Otherwise I will have no option but to make a complaint to the Trading Standards department and consider informing the OFT of your actions.

I look forward to your prompt reply.

Yours Faithfully


Your name.

email to post@reddcs.com will do the job, go with the "prove I owe it" approach , before you use the statue barred card.