MicroCredit (minicredit.co.uk) Big No No!!!

Timaintsosmart

Has anyone had previous problems with Microcredit Ltd or Minicredit.co.uk in the past? If So could you please tell me how you found your experience with them and also how it got resolved in the end.

I am dealing with them at present and they really are scum of the earth, They have charged me over £450 in a month on a £100 debt even though i paid off £95 after 3days overdue and appear to want to get the debt as high as they can before they take me court as they have no interest in helping me pay the debt (ie payment plan, freezing the £10 a day charges for debit attempts, freezing interest or stopping making up random charges that are not in my loan agreement) They are really the most uncooperative and annoying company i have ever dealt with.

If you are considering borrowing from them, dont because they dont deserve your custom...Trust me!!!

butler1882

i would love to give you advice but im a bit bad with the lamps and couldnt see what you put.

Seriously though Im not sure what you should do but good luck!

eeyore87

Jammababe wrote: »

The COW I spoke to was the so-called manager and sounded foreign.

You know that's allowed these days, right? Wouldn't include that as ammo in your FOS case if I were you...

Sounds like you got ballsed over there though - these payday loan companies need to be avoided like the plague.