We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Today is my OR Interview ....
Comments
-
Well thats me done!
Just come off the phone what a relief I feel great!
The person who is handling my case was fantastic, very understanding and not judgemental in the slightest.
I dont want to post to many details but the OR has no interest in our car on HP so providing the HP company agree we can keep it...and no IPA for now....to be reviewed next year.
The OR actually increased some of my monthly budget as they didnt think I had alllowed enough
its been a surreal experience from start to finish Im definately not proud of what has happened Im actually really mortified....but Im grateful of a second chance.
If I could wind back the clock to when that first letter offering cheap credit arrived all them years ago I would have shredded it there and then...burnt it in fact!
I have learnt my lesson the hard way and im sure the next 6 years are not going to be a walk in the park, but its my chance to start again and im not gonna waste it for one minute.
Cheers :beer:
Well done, the rest is easy if you can have a nice relaxing evening with a couple of glasses of wine :TIf you woke up this morning congratulations, you have another chance :j0 -
Mine's 2.00pm, and I feel even sicker than ever now.'Don't judge me 'till you have walked a mile in my shoes'0
-
Well thats me done!
Just come off the phone what a relief I feel great!
The person who is handling my case was fantastic, very understanding and not judgemental in the slightest.
I dont want to post to many details but the OR has no interest in our car on HP so providing the HP company agree we can keep it...and no IPA for now....to be reviewed next year.
The OR actually increased some of my monthly budget as they didnt think I had alllowed enough
its been a surreal experience from start to finish Im definately not proud of what has happened Im actually really mortified....but Im grateful of a second chance.
If I could wind back the clock to when that first letter offering cheap credit arrived all them years ago I would have shredded it there and then...burnt it in fact!
I have learnt my lesson the hard way and im sure the next 6 years are not going to be a walk in the park, but its my chance to start again and im not gonna waste it for one minute.
Cheers :beer:
we were allowed to keep our car on HP I just carried on paying the dd and the HP company never contacted us. I think it is more hassle for them to repo it as it costs them money, unless they ask I would just carry on as normal. We had 2 cars the other one a family member was allowed to by the interest in the car so it was happy days well done on getting through the worst partIf you woke up this morning congratulations, you have another chance :j0 -
SurreyLass1 wrote: »Mine's 2.00pm, and I feel even sicker than ever now.
You will be fine, just remember they are not super human they are just doing a job and are no different to you and methey shut of the PC at 5pm and go home just another days work. deep breaths and you will be fine
If you woke up this morning congratulations, you have another chance :j0 -
Done - phew!
He was a very nice man, very pleasantly spoken, and put me at ease very quickly. All in all, I was done and dusted in 20 minutes - and most of that was me rambling!
x'Don't judge me 'till you have walked a mile in my shoes'0 -
Well done, I bet you are relieved that that is now over:pB&SC No. 298
Life`s Tragedy is that we get OLD too soon
and WISE too late!0 -
Glad to hear it all went well. 20 minutes must have flown by0
-
SurreyLass1 wrote: »Done - phew!
He was a very nice man, very pleasantly spoken, and put me at ease very quickly. All in all, I was done and dusted in 20 minutes - and most of that was me rambling!
x
Well done see it is not as bad as you think :TIf you woke up this morning congratulations, you have another chance :j0 -
Hi so pleased it went well for you, i think thats the thing most people worry about then once its over you think is that it lol! good for you you can relax a bit now xxx0
-
Well thats me done!
Just come off the phone what a relief I feel great!
The person who is handling my case was fantastic, very understanding and not judgemental in the slightest.
I dont want to post to many details but the OR has no interest in our car on HP so providing the HP company agree we can keep it...and no IPA for now....to be reviewed next year.
The OR actually increased some of my monthly budget as they didnt think I had alllowed enough
its been a surreal experience from start to finish Im definately not proud of what has happened Im actually really mortified....but Im grateful of a second chance.
If I could wind back the clock to when that first letter offering cheap credit arrived all them years ago I would have shredded it there and then...burnt it in fact!
I have learnt my lesson the hard way and im sure the next 6 years are not going to be a walk in the park, but its my chance to start again and im not gonna waste it for one minute.
Cheers :beer:SurreyLass1 wrote: »Done - phew!
He was a very nice man, very pleasantly spoken, and put me at ease very quickly. All in all, I was done and dusted in 20 minutes - and most of that was me rambling!
x
boodebt and SurreyLass, so pleased both your interviews went well and hopefully gives a little reassurance to others waiting for theirs :T Hope the rest of your BR goes smoothly and time flies by!0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 352.1K Banking & Borrowing
- 253.5K Reduce Debt & Boost Income
- 454.2K Spending & Discounts
- 245.1K Work, Benefits & Business
- 600.7K Mortgages, Homes & Bills
- 177.5K Life & Family
- 258.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards