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Quick turn around mortgages

Which banks are the best at quick turn arounds, to accept or not.

Which are the worst offenders? Popped into Nationwide today, looking at some really good offers they have on, and thinking of changing my mortgage at the last minute, but was told there turn around was 8 weeks!?!?!?!?!?

I'm nearly at the singing stage, so i am looking at some quick turn around bank.

Comments

  • neverdespairgirl
    neverdespairgirl Posts: 16,501 Forumite
    4 days for us last week with lloyds - we do bank with them, I don't know if that speeds things up.
    ...much enquiry having been made concerning a gentleman, who had quitted a company where Johnson was, and no information being obtained; at last Johnson observed, that 'he did not care to speak ill of any man behind his back, but he believed the gentleman was an attorney'.
  • GMS
    GMS Posts: 5,388 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Every application is different.

    For instance 30% Loan to Value, 2 x income, excellent credit score will fly through. Same lender with a 90% LTV, 4 x income and medium credit score will take much longer.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • Crashandburn
    Crashandburn Posts: 374 Forumite
    Nat West did a new build freehold flat for me last week in 4 days! Completed 2 days later!
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