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Interest rate for the purposes of payment projections

Hi all,

What interest rate do you all use for the purposes of payment projections?

We all know rates are historically low.

Alot of it will depend on the period over which you predict to be MF.

However options include:
-current rate you are paying
-rate your mortgage will revert to after end of any fixed period.
-some predicted rate (which is anyone's guess).

Comments

  • museumworker
    museumworker Posts: 2,240 Forumite
    Part of the Furniture Combo Breaker
    I have my current rate 3.89% fixed for 5 years, and then I use 5% for projection purposes.
    Mortgage [STRIKE]16/03/2011: £190K 01/01/2017: £107,729.65 [/STRIKE] 01/07/2017: £95,979.89
    OPs 2011-2016 = £45K 2017 OPs = £9250.20
This discussion has been closed.
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