end of fixed term

trouble-need-help

hi all, i am about to come to the end of my fixed term (was 3 years) on my mortgage,

my question is, a few mortgage payments have bounced over the past year (although I have nothing in arrears and alwyas paid them within a few days) so I realize i must have a pretty poor credit score.

Is there any risk of the bank pulling out of this mortgage and leaving me with having to find someone else to get a mortgage with ( i had a 90% self-certified mortgage so this may prove difficult).

Hope someone can help put my mind at rest.

thanks

WellKnownSid

No - the contract is for the full term of the mortgage, not just the fixed bit - as long as you maintain your side of the deal i.e. paying it.

trouble-need-help

phew, thanks