debt help

lor6126

hi looking for advice for a friend, basically he has been advised to contact credit cards and other people he owes to offer token payments.
His problem is one of them are DFS, and payments are collected by Santander. But he also has car finance with santander, will defaulting on one have any effect on the other account?
Handing car back is not an option as he will still owe far more than it is worth,so he wants to try and keep paying this.
I dont really know what to advise.

fatbelly

Tell him to come on here and post a statement of affairs

Hannah_10

For a whole picture we need the SOA as fatbelly says. For a quick answer then it *shouldn't* affect his car finance, but really without the whole picture this one bit of knowledge on it's own is pretty misleading. An SOA really helps.