Debt in the Uk but living abroad

minx007

Hi can any one offer me any advice, i now live abroad and i am paying off my debts in the uk, but its been very difficult as i earn alot less here than i did there. I have got a plan with all my debtors but sometimes i just cant afford to make the payments, if i was living in the UK i would be able to consider an IVA but as i am out of the country working i am not able to do so. Is there any form of help for a british citizen to use to help pay off debts while living and working overseas, Thankyou.

RAS

I am not sure you would be allowed any form of insolvency if you were living outside the UK, and IVAs require £200-300 per month spare income towards debts.

FOURCANDLES_2

I know it is not right but are you coming back home//? if not stop paying.

bitz_2

Im in a very similar position except I cant work where I live at the moment and even if I did my wage would be so low that I couldn't afford payments. I am supported by my husband who also earns a modest wage just enough to cover our rent and food basically. I have no income or assets to pay any of my debts in the UK which are a mixture of credits cards and unsecured loans. I have no idea what to do I'm in a complete mess all brought on by being totally irresponsible with money....which wasn't a problem for years when I was working etc but now my life has changed, well I just don't know. I will be watching carefully for any advise...