Help with letter please

Frustration

I posted a thread yesterday regarding an old loan with LLoyds I have.

I feel silly and have been quite naive - but in my defence, I have been unwell for a long time.

The orginal loan was for 6k. Due to my ill health, I had to make lower payments.

I was contacted from time to time, by phone to chat about this, and when I informed that I was still unemployed, the caller from Lloyds basically said 'ok, not to worry'. There was no real explanation as to what would happen.

But having notice that my loan is in a minus figure - it seems that I have only been paying off the interest for sum time.

If my calculations are correct - I only had about 1k left to pay - so this has now come as a bit of a blow.

I need to write to them to sort this out - but I want my letter to sound confident and as though I am in charg, so to speak

Can anybody help me draft a letter?

Sorry again for being and idiot on here

Culex

Frustration wrote: »

Sorry again for being ... on here

I am sure your apology is not necessary.

Frustration

Culex wrote: »

I am sure your apology is not necessary.

Well, I could kick myself. I took my eye off the ball - and now I do not know how to get myself back on track.

I need to write to LLoyds - but I want to make sure the content of my letter is correct

Frustration

Anybody able to help